Most Popular Saving, Investing & Mutual Fund Articles

Domestic consumption is one of the most important themes of the India Growth Story. India enjoys a demographic advantage as far as this theme is concerned. We have a young population; the average age is just 29 years (Source: Ministry of External Affairs). As per National Family Health Survey 2021, 88% of the population is...

Most people think they need to have a lot of money before they can start investing. These days, with as little as Rs 500 you can get your feet wet with mutual funds. Investing in mutual funds allows you to take part in a larger pool of funds that will be managed by a professional fund manager. This presents a lot of advantages, the best...

FY 2021-22 was a great year for Indian equities. The Nifty 50 TRI gave 19% return in the last 12 months ending 31st March 2022. However, equities have been facing headwinds over the last several months. Even though the economy is on the recovery path from COVID-19 shock, high commodity prices and...

Balanced Advantage Funds dynamically rebalance their asset allocation between equity and debt based on a dynamic asset allocation model. If equity valuations are low, then dynamic asset allocation model will increase asset allocation to equity and reduce allocation to debt. If equity valuations are high, then the model will reduce allocation...

SBI Equity Savings Fund was launched in May 2015 and has Rs 2,275 Crores of Assets under Management. The expense ratio of the fund is 1.72%. For redemption of units within 15 days, the fund will charge an exit load of 0.1%. The scheme has given 8.4% CAGR returns since inception. Considering the volatility of the scheme, which is much lower compared to other equity oriented hybrid funds, these...

We have reviewed Principal Emerging Bluechip Fund, a large and midcap equity fund from Principal Mutual Fund stable, a number of times in the last few years. In our usual fund reviews, we look at a performance of a scheme across various market conditions, performance versus benchmark and peers, portfolio composition etc. In this post, we...

Asset allocation is important in achieving your financial goals, whether in bull market or bear market. Many investors ignore asset allocation when the market is favourable but this can be harmful to their financial interests in the long run because they may take more risks than warranted by their risk profiles and financial goals. The stock market...

After the outbreak of the first wave of COVID-19 the Reserve Bank of India pumped massive amount of liquidity in the financial system, to support the economy. As a result the yields of short term debt and money market instruments have remained low. As per CRISIL, the yields of Commercial Papers and Certificates...

The global financial markets have been in extraordinary conditions for the past several months. Commodity prices have been very high across the world; crude oil prices are at 10 year high and expected to go up even further, as war rages in Ukraine. Inflation in United States is at a 40 year...

We are in the middle of the festive season and this time of the year, as per Indian cultural tradition, is auspicious for buying Gold. Gold is also seen as an important asset class from an investment viewpoint. Long term growth in Gold value makes it a hedge against inflation. Gold is also a risk diversification...