Total Initial Investment Amount | STP Period | No of Installments | Total Amount Transferred | Total No. Units Remaining | Value as on Wed Nov 20 00:00:00 IST 2024 | Current Value as on Wed Nov 20 00:00:00 IST 2024 | Profit | Returns (%) |
---|---|---|---|---|---|---|---|---|
1000000.0 | 20-11-2015 to 20-11-2024 | 55 | 390000.0 | 505.4999945933531 | 1327367.363002954 | 1327367.36 | 717367.3600000001 | 6.27 |
STP Period | No of Installments | Total Amount Invested | Total No. Units Accumulated | Value as on Tue Nov 19 00:00:00 IST 2024 | Current Value as on Tue Nov 19 00:00:00 IST 2024 | Profit | Returns (%) |
---|---|---|---|---|---|---|---|
20-11-2015 to 20-11-2024 | 55 | 390000.0 | 56.62407278080821 | 1333367.36 | 6000.0 | -384000.0 | 0 |
Total Investment Amount | Total Current Value | Total Profit | Total Returns (%) |
---|---|---|---|
1000000.0 | 1333367.36 | 333367.3600000001 | 2.92 |
Nav Date | Nav | Units | Cumulative Units | Cash Flow | Net Amount | Capital Gain/Loss | No. of Days (Invested) |
Current Value |
---|---|---|---|---|---|---|---|---|
20-11-2014 | 1436.1855 | 696.2888846879459 | 696.2888846879459 | 1000000.0 | 1000000.0 | 0 | 0 | 1000000.0 |
20-11-2015 | 1549.3086 | 3.872695213852166 | 692.4161894740938 | -6000.0 | 994000.0 | 438.09 | 365 | 1072766.357131443 |
20-01-2016 | 1567.0073 | 3.8289547215255473 | 688.5872347525683 | -6000.0 | 988000.0 | 500.91 | 426 | 1079021.2235440882 |
20-03-2016 | 1586.0519 | 3.782978350204051 | 684.8042564023642 | -6000.0 | 982000.0 | 566.94 | 486 | 1086135.091995057 |
20-05-2016 | 1606.3804 | 3.735105333705516 | 681.0691510686587 | -6000.0 | 976000.0 | 635.7 | 547 | 1094056.1353213324 |
20-07-2016 | 1625.8177 | 3.6904506575368194 | 677.3787004111218 | -6000.0 | 970000.0 | 699.83 | 608 | 1101294.280731399 |
20-09-2016 | 1644.0205 | 3.6495895276245034 | 673.7291108834974 | -6000.0 | 964000.0 | 758.51 | 670 | 1107624.469739243 |
20-11-2016 | 1662.0585 | 3.6099812371225197 | 670.1191296463749 | -6000.0 | 958000.0 | 815.4 | 731 | 1113777.1954413594 |
20-01-2017 | 1679.6737 | 3.5721223711486343 | 666.5470072752262 | -6000.0 | 952000.0 | 869.77 | 792 | 1119581.477933906 |
20-03-2017 | 1696.8181 | 3.5360301731812034 | 663.010977102045 | -6000.0 | 946000.0 | 921.6 | 851 | 1125009.0264454354 |
21-05-2017 | 1715.2869 | 3.497957105601401 | 659.5130199964436 | -6000.0 | 940000.0 | 976.28 | 913 | 1131254.043579338 |
20-07-2017 | 1733.8596 | 3.4604878042028315 | 656.0525321922408 | -6000.0 | 934000.0 | 1,030.1 | 973 | 1137502.9810458259 |
20-09-2017 | 1752.8852 | 3.4229280959186603 | 652.6296040963222 | -6000.0 | 928000.0 | 1,084.04 | 1,035 | 1143984.7741023025 |
20-11-2017 | 1771.6589 | 3.725322069615094 | 648.904282026707 | -6600.0 | 921400.0 | 1,249.75 | 1,096 | 1149637.0465007254 |
21-01-2018 | 1791.139 | 3.6848061484898715 | 645.2194758782172 | -6600.0 | 914800.0 | 1,307.93 | 1,158 | 1155677.766805034 |
20-03-2018 | 1810.4155 | 3.645571969528542 | 641.5739039086886 | -6600.0 | 908200.0 | 1,364.28 | 1,216 | 1161515.3400318006 |
20-05-2018 | 1831.6164 | 3.6033745930643555 | 637.9705293156243 | -6600.0 | 901600.0 | 1,424.89 | 1,277 | 1168517.2842111783 |
20-07-2018 | 1854.4505 | 3.559005753995591 | 634.4115235616287 | -6600.0 | 895000.0 | 1,488.61 | 1,338 | 1176484.767074624 |
20-09-2018 | 1876.621 | 3.516959471305074 | 630.8945640903236 | -6600.0 | 888400.0 | 1,548.99 | 1,400 | 1183949.987757747 |
20-11-2018 | 1900.0061 | 3.4736730582075497 | 627.4208910321161 | -6600.0 | 881800.0 | 1,611.16 | 1,461 | 1192103.5202284558 |
20-01-2019 | 1923.0276 | 3.432088026193696 | 623.9888030059224 | -6600.0 | 875200.0 | 1,670.88 | 1,522 | 1199947.6902713515 |
20-03-2019 | 1945.1522 | 3.3930506826149647 | 620.5957523233074 | -6600.0 | 868600.0 | 1,726.95 | 1,581 | 1207153.1929423364 |
20-05-2019 | 1969.2888 | 3.3514637365530136 | 617.2442885867544 | -6600.0 | 862000.0 | 1,786.68 | 1,642 | 1215532.2643778631 |
21-07-2019 | 1992.0116 | 3.3132337181169023 | 613.9310548686375 | -6600.0 | 855400.0 | 1,841.58 | 1,704 | 1222957.7828985625 |
20-09-2019 | 2011.2552 | 3.2815328457572166 | 610.6495220228803 | -6600.0 | 848800.0 | 1,887.11 | 1,765 | 1228172.0265460326 |
20-11-2019 | 2029.6993 | 3.5473234877698387 | 607.1021985351105 | -7200.0 | 841600.0 | 2,105.39 | 1,826 | 1232234.9073951747 |
20-01-2020 | 2047.0595 | 3.517240217003951 | 603.5849583181065 | -7200.0 | 834400.0 | 2,148.59 | 1,887 | 1235574.322982184 |
20-03-2020 | 2062.3016 | 3.491244927512058 | 600.0937133905944 | -7200.0 | 827200.0 | 2,185.92 | 1,947 | 1237574.2252753642 |
20-05-2020 | 2084.2413 | 3.4544944484115154 | 596.6392189421829 | -7200.0 | 820000.0 | 2,238.71 | 2,008 | 1243540.10131904 |
20-07-2020 | 2096.386 | 3.4344820085614005 | 593.2047369336215 | -7200.0 | 812800.0 | 2,267.45 | 2,069 | 1243586.1056413269 |
20-09-2020 | 2107.833 | 3.415830381249368 | 589.788906552372 | -7200.0 | 805600.0 | 2,294.23 | 2,131 | 1243176.520265006 |
20-11-2020 | 2119.6516 | 3.3967846414005014 | 586.3921219109716 | -7200.0 | 798400.0 | 2,321.59 | 2,192 | 1242946.9994359862 |
20-01-2021 | 2130.1327 | 3.3800711101237964 | 583.0120508008478 | -7200.0 | 791200.0 | 2,345.59 | 2,253 | 1241893.033904947 |
21-03-2021 | 2141.6157 | 3.3619477107867675 | 579.650103090061 | -7200.0 | 784000.0 | 2,371.62 | 2,313 | 1241387.761284293 |
20-05-2021 | 2153.1846 | 3.343884216894362 | 576.3062188731666 | -7200.0 | 776800.0 | 2,397.56 | 2,373 | 1240893.6753619316 |
20-07-2021 | 2165.1759 | 3.3253649276255106 | 572.9808539455411 | -7200.0 | 769600.0 | 2,424.16 | 2,434 | 1240604.3361243056 |
20-09-2021 | 2177.1305 | 3.3071053848173086 | 569.6737485607238 | -7200.0 | 762400.0 | 2,450.38 | 2,496 | 1240254.0930408828 |
21-11-2021 | 2189.0343 | 3.563215067027502 | 566.1105334936963 | -7800.0 | 754600.0 | 2,682.56 | 2,558 | 1239235.3754089999 |
20-01-2022 | 2201.0822 | 3.5437113616202067 | 562.566822132076 | -7800.0 | 746800.0 | 2,710.57 | 2,618 | 1238255.8185054786 |
20-03-2022 | 2213.6641 | 3.523569813505129 | 559.0432523185709 | -7800.0 | 739000.0 | 2,739.5 | 2,677 | 1237533.978004862 |
20-05-2022 | 2227.1467 | 3.5022389858737193 | 555.5410133326972 | -7800.0 | 731200.0 | 2,770.14 | 2,738 | 1237271.3345585724 |
20-07-2022 | 2244.4226 | 3.475281348530353 | 552.0657319841669 | -7800.0 | 723400.0 | 2,808.85 | 2,799 | 1239068.805550807 |
20-09-2022 | 2263.6875 | 3.4457052928021206 | 548.6200266913647 | -7800.0 | 715600.0 | 2,851.33 | 2,861 | 1241904.2966709088 |
20-11-2022 | 2286.4887 | 3.411344215258969 | 545.2086824761058 | -7800.0 | 707800.0 | 2,900.68 | 2,922 | 1246613.4916235039 |
20-01-2023 | 2311.2861 | 3.374744476679023 | 541.8339379994268 | -7800.0 | 700000.0 | 2,953.24 | 2,983 | 1252333.2494063368 |
20-03-2023 | 2335.7065 | 3.33946067281998 | 538.4944773266068 | -7800.0 | 692200.0 | 3,003.92 | 3,042 | 1257765.050905858 |
21-05-2023 | 2364.5274 | 3.2987564449454045 | 535.1957208816614 | -7800.0 | 684400.0 | 3,062.37 | 3,104 | 1265484.9463874404 |
20-07-2023 | 2390.7583 | 3.2625631792222576 | 531.9331577024391 | -7800.0 | 676600.0 | 3,114.35 | 3,164 | 1271723.611822315 |
20-09-2023 | 2417.7837 | 3.2260950390227214 | 528.7070626634163 | -7800.0 | 668800.0 | 3,166.73 | 3,226 | 1278299.3181824866 |
20-11-2023 | 2445.4129 | 3.435002735120928 | 525.2720599282953 | -8400.0 | 660400.0 | 3,466.7 | 3,287 | 1284507.0713582265 |
20-01-2024 | 2474.7278 | 3.394312699764394 | 521.8777472285309 | -8400.0 | 652000.0 | 3,525.14 | 3,348 | 1291505.3692678185 |
20-03-2024 | 2504.0538 | 3.3545605130369003 | 518.523186715494 | -8400.0 | 643600.0 | 3,582.23 | 3,408 | 1298409.9560830423 |
20-05-2024 | 2535.205 | 3.3133415246498803 | 515.2098451908441 | -8400.0 | 635200.0 | 3,641.43 | 3,469 | 1306162.575577054 |
20-07-2024 | 2565.4329 | 3.2743011910387523 | 511.93554399980536 | -8400.0 | 626800.0 | 3,697.5 | 3,530 | 1313336.2872564981 |
20-09-2024 | 2595.3275 | 3.2365857488120477 | 508.6989582509933 | -8400.0 | 618400.0 | 3,751.66 | 3,592 | 1320240.3955701548 |
20-11-2024 | 2625.8504 | 3.198963657640207 | 505.4999945933531 | -8400.0 | 610000.0 | 3,805.69 | 3,653 | 1327367.363002954 |
Nav Date | Nav | Units | Cumulative Units | Cash Flow | Amount | Current Value |
---|---|---|---|---|---|---|
20-11-2015 | 31.782 | 188.78610534264678 | 188.78610534264678 | 6000.0 | 6000.0 | 6000.0 |
20-01-2016 | 29.47 | 203.59687818120122 | 392.382983523848 | 6000.0 | 12000.0 | 11563.5265244478 |
21-03-2016 | 30.888 | 194.25019425019423 | 586.6331777740422 | 6000.0 | 18000.0 | 18119.925595084616 |
20-05-2016 | 31.551 | 190.16829894456595 | 776.8014767186082 | 6000.0 | 24000.0 | 24508.863391948806 |
20-07-2016 | 35.174 | 170.58054244612498 | 947.3820191647333 | 6000.0 | 30000.0 | 33323.21514210033 |
20-09-2016 | 36.929 | 162.47393647269084 | 1109.8559556374241 | 6000.0 | 36000.0 | 40985.87058573444 |
21-11-2016 | 34.04 | 176.2632197414806 | 1286.1191753789049 | 6000.0 | 42000.0 | 43779.49672989792 |
20-01-2017 | 36.057 | 166.40319494134286 | 1452.5223703202478 | 6000.0 | 48000.0 | 52373.59910663718 |
20-03-2017 | 39.458 | 152.06041867301943 | 1604.5827889932673 | 6000.0 | 54000.0 | 63313.62768809634 |
22-05-2017 | 41.356 | 145.08172937421415 | 1749.6645183674814 | 6000.0 | 60000.0 | 72359.12582160556 |
20-07-2017 | 43.914 | 136.63068725235686 | 1886.2952056198383 | 6000.0 | 66000.0 | 82834.76765958958 |
20-09-2017 | 46.025 | 130.36393264530147 | 2016.6591382651397 | 6000.0 | 72000.0 | 92816.73683865306 |
20-11-2017 | 47.044 | 140.29419267069127 | 2156.953330935831 | 6600.0 | 78600.0 | 101471.71250054524 |
22-01-2018 | 49.767 | 132.61799987943817 | 2289.5713308152694 | 6600.0 | 85200.0 | 113945.09642068352 |
20-03-2018 | 45.041 | 146.53315867764925 | 2436.1044894929187 | 6600.0 | 91800.0 | 109724.58231125055 |
21-05-2018 | 45.76 | 144.23076923076923 | 2580.3352587236877 | 6600.0 | 98400.0 | 118076.14143919594 |
20-07-2018 | 46.939 | 140.60802317901957 | 2720.9432819027074 | 6600.0 | 105000.0 | 127718.35670923119 |
21-09-2018 | 48.771 | 135.32632096942856 | 2856.269602872136 | 6600.0 | 111600.0 | 139303.12480167695 |
20-11-2018 | 47.228 | 139.7476073515711 | 2996.0172102237075 | 6600.0 | 118200.0 | 141495.90080444526 |
21-01-2019 | 48.025 | 137.42842269651223 | 3133.44563292022 | 6600.0 | 124800.0 | 150483.72652099354 |
20-03-2019 | 50.702 | 130.1723797877796 | 3263.6180127079992 | 6600.0 | 131400.0 | 165471.96048032097 |
20-05-2019 | 51.383 | 128.44715178171768 | 3392.065164489717 | 6600.0 | 138000.0 | 174294.48434697514 |
22-07-2019 | 50.414 | 130.9160153925497 | 3522.9811798822666 | 6600.0 | 144600.0 | 177607.57320258458 |
20-09-2019 | 50.439 | 130.85112710402666 | 3653.832306986293 | 6600.0 | 151200.0 | 184295.64773208165 |
20-11-2019 | 53.653 | 134.1956647344976 | 3788.027971720791 | 7200.0 | 158400.0 | 203239.0647667356 |
20-01-2020 | 54.635 | 131.7836551661023 | 3919.811626886893 | 7200.0 | 165600.0 | 214158.9082349654 |
20-03-2020 | 39.72 | 181.2688821752266 | 4101.08050906212 | 7200.0 | 172800.0 | 162894.91781994738 |
20-05-2020 | 40.402 | 178.2089995544775 | 4279.289508616597 | 7200.0 | 180000.0 | 172891.85472712776 |
20-07-2020 | 49.535 | 145.35177147471487 | 4424.641280091312 | 7200.0 | 187200.0 | 219174.60580932314 |
21-09-2020 | 51.246 | 140.49877063575693 | 4565.140050727069 | 7200.0 | 194400.0 | 233945.1670395594 |
20-11-2020 | 57.306 | 125.6412941053293 | 4690.781344832399 | 7200.0 | 201600.0 | 268809.91574696545 |
20-01-2021 | 65.002 | 110.76582259007417 | 4801.547167422473 | 7200.0 | 208800.0 | 312110.16897679557 |
22-03-2021 | 65.472 | 109.97067448680353 | 4911.517841909276 | 7200.0 | 216000.0 | 321566.8961454841 |
20-05-2021 | 66.582 | 108.13733441470669 | 5019.655176323983 | 7200.0 | 223200.0 | 334218.6809500034 |
20-07-2021 | 71.422 | 100.8092744532497 | 5120.464450777233 | 7200.0 | 230400.0 | 365713.8120034115 |
20-09-2021 | 78.718 | 91.4657384588023 | 5211.930189236035 | 7200.0 | 237600.0 | 410272.72063628223 |
22-11-2021 | 78.571 | 99.27326876328416 | 5311.20345799932 | 7800.0 | 245400.0 | 417306.5668984645 |
20-01-2022 | 80.252 | 97.19383940587151 | 5408.397297405191 | 7800.0 | 253200.0 | 434034.6999113614 |
21-03-2022 | 76.017 | 102.6086270176408 | 5511.005924422832 | 7800.0 | 261000.0 | 418930.13735685044 |
20-05-2022 | 72.282 | 107.9106831576326 | 5618.916607580465 | 7800.0 | 268800.0 | 406146.53022913117 |
20-07-2022 | 74.567 | 104.60391325921655 | 5723.520520839682 | 7800.0 | 276600.0 | 426785.7546774525 |
20-09-2022 | 79.813 | 97.72844022903537 | 5821.248961068717 | 7800.0 | 284400.0 | 464611.34332977753 |
21-11-2022 | 80.43 | 96.9787392763894 | 5918.227700345106 | 7800.0 | 292200.0 | 476003.05393875693 |
20-01-2023 | 79.684 | 97.88665227649214 | 6016.114352621598 | 7800.0 | 300000.0 | 479388.05607429944 |
20-03-2023 | 75.06 | 103.91686650679456 | 6120.031219128393 | 7800.0 | 307800.0 | 459369.5433077772 |
22-05-2023 | 80.59 | 96.7862017620052 | 6216.817420890398 | 7800.0 | 315600.0 | 501013.31594955723 |
20-07-2023 | 87.828 | 88.80994671403197 | 6305.62736760443 | 7800.0 | 323400.0 | 553810.6404419619 |
20-09-2023 | 88.856 | 87.78247951742145 | 6393.409847121851 | 7800.0 | 331200.0 | 568092.8253758592 |
20-11-2023 | 87.624 | 95.8641468090934 | 6489.273993930945 | 8400.0 | 339600.0 | 568616.1444442051 |
23-01-2024 | 93.118 | 90.20812302669731 | 6579.482116957643 | 8400.0 | 348000.0 | 612668.2157668617 |
20-03-2024 | 94.391 | 88.99153520992466 | 6668.473652167567 | 8400.0 | 356400.0 | 629443.8965017488 |
21-05-2024 | 98.899 | 84.93513584566072 | 6753.408788013227 | 8400.0 | 364800.0 | 667905.3757257202 |
22-07-2024 | 109.034 | 77.04018929875085 | 6830.4489773119785 | 8400.0 | 373200.0 | 744751.1737922343 |
20-09-2024 | 115.734 | 72.5802270724247 | 6903.029204384403 | 8400.0 | 381600.0 | 798915.1819402245 |
19-11-2024 | 105.962 | 56.62407278080821 | 56.62407278080821 | 6000.0 | 6000.0 | 6000.0 |
Mutual Fund Investors are aware about Systematic Transfer Plan or STP as it is known popularly. What is STP and how it works can be read here Thinking of Lumpsum investments in mutual funds: What about STP. In a normal STP, generally investors can transfer a fixed amount at a fixed frequency from one scheme to another over a period of time. Investors may also be aware that through STP, you can also transfer only the profits made on your investments in a mutual fund scheme to another of the same AMC. For example you have invested in an equity fund and given a mandate to the AMC to transfer the profits, if any, after a period of time at certain intervals. The AMC will check if you have profits in your equity fund and transfer only the profit amount to another scheme which you have chosen while giving the above mandate. The tool Mutual Fund STP Calculator Profit Transfer helps you understand this better.
However, we can try another innovative way of doing STP You can call it STP with Annual increase. The concept is that you can decide to increase the STP amount annually by a certain percentage / or by increasing the fixed amount. This helps you increase the allocation to the transferee every year and benefit by rupee cost averaging. But most of the AMCs do not provide this facility through a standard product. Therefore, if you want to use this innovative option, you should give STP mandate annually by increasing the amount to the extent you want. You can back test the results, by selecting an equity/ hybrid or any aggressive scheme of your choice, input the lump sum investment amount, select the to/ from dates, frequency in which you want to do the STP and a scheme (preferably an aggressive fund) from the same AMC and select the annual increase percentage. You will get the results along with detailed cash flow, returns in XIRR Percentage and the STP amounts which are transferred to the other scheme every month and how it increases every year to the extent of increase you opted for. This method of STP is ideal for investors who want not only a sustainable transfer from their investments but also want to increase their allocation to riskier funds gradually. To get the best results, it is suggested to start with a small STP amount and gradually increase it over the months/ years.
Advisorkhoj develops innovative mutual fund research tools and Calculators that may help you in your investments. Mutual Fund Distributors who wish to display MF Research and calculators on their website may write to sales@advisorkhoj.com for APIs.