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STP with Annual Increase

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STP - Transferor Scheme : Mirae Asset Liquid Gr

Total Initial Investment Amount STP Period No of Installments Total Amount Transferred Total No. Units Remaining Value as on Fri Mar 28 00:00:00 IST 2025 Current Value as on Sun Mar 30 00:00:00 IST 2025 Profit Returns (%)
1000000.0 29-03-2016 to 29-03-2025 55 390000.0 490.32928465575606 1320050.8199631844 1320534.63 710534.6299999999 6.22

STP - Transferee Scheme : Mirae Asset Large Cap Gr

STP Period No of Installments Total Amount Invested Total No. Units Accumulated Value as on Fri Mar 28 00:00:00 IST 2025 Current Value as on Fri Mar 28 00:00:00 IST 2025 Profit Returns (%)
29-03-2016 to 29-03-2025 55 390000.0 6654.012685445152 2016843.79 696309.16 306309.16000000003 13.3

STP - Total Returns:

Total Investment Amount Total Current Value Total Profit Total Returns (%)
1000000.0 2016843.79 1016843.79 7.26

Mirae Asset Liquid Gr

Nav Date Nav Units Cumulative Units Cash Flow Net Amount Capital Gain/Loss No. of Days
(Invested)
Current Value
29-03-2015 1476.7602 677.1580111652522 677.1580111652522 1000000.0 1000000.0 0 0 1000000.0
29-03-2016 1589.1666 3.775563871025228 673.382447294227 -6000.0 994000.0 424.4 366 1070116.894266246
29-05-2016 1609.2209 3.7285123502932382 669.6539349439337 -6000.0 988000.0 493.88 427 1077621.1078790184
29-07-2016 1628.5014 3.684368954180819 665.9695659897528 -6000.0 982000.0 559.07 488 1084532.3705717048
29-09-2016 1646.6354 3.643793884183469 662.3257721055694 -6000.0 976000.0 618.99 550 1090609.062681363
29-11-2016 1664.6433 3.6043757842896436 658.7213963212797 -6000.0 970000.0 677.2 611 1096536.158952863
29-01-2017 1682.2601 3.566630392054118 655.1547659292256 -6000.0 964000.0 732.94 672 1102140.7220475757
28-03-2017 1699.1878 3.531098799085069 651.6236671301406 -6000.0 958000.0 785.41 730 1107230.9853787958
28-05-2017 1717.436 3.4935799645518086 648.1300871655887 -6000.0 952000.0 840.82 791 1113121.94438132
28-07-2017 1736.3007 3.455622634950271 644.6744645306385 -6000.0 946000.0 896.87 852 1119348.7240366729
28-09-2017 1755.3451 3.418131283700282 641.2563332469382 -6000.0 940000.0 952.24 914 1125626.16240898
28-11-2017 1774.1181 3.3819620012895424 637.8743712456486 -6000.0 934000.0 1,005.65 975 1131664.4675530246
28-01-2018 1793.3544 3.345685604585463 634.5286856410631 -6000.0 928000.0 1,059.22 1,036 1137934.8103206174
28-03-2018 1813.6955 3.638979089929925 630.8897065511333 -6600.0 921400.0 1,226.1 1,095 1144241.8217681109
28-05-2018 1834.3811 3.5979437424426144 627.2917628086907 -6600.0 914800.0 1,286.7 1,156 1150692.1538819452
29-07-2018 1857.6303 3.552913623340446 623.7388491853502 -6600.0 908200.0 1,353.2 1,218 1158676.185533837
28-09-2018 1879.5836 3.511416039169527 620.2274331461807 -6600.0 901600.0 1,414.48 1,279 1165769.3116116577
28-11-2018 1903.1109 3.4680059895616173 616.7594271566192 -6600.0 895000.0 1,478.59 1,340 1173761.5884995179
28-01-2019 1925.9978 3.426795191562524 613.3326319650566 -6600.0 888400.0 1,539.45 1,401 1181277.299832909
28-03-2019 1948.2164 3.3877140136999153 609.9449179513567 -6600.0 881800.0 1,597.16 1,460 1188304.6922494876
28-05-2019 1972.4456 3.3460998873682497 606.5988180639885 -6600.0 875200.0 1,658.61 1,521 1196483.1696555146
28-07-2019 1994.3135 3.3094094784997443 603.2894085854887 -6600.0 868600.0 1,712.8 1,582 1203148.211949056
29-09-2019 2013.8564 3.2772942499773072 600.0121143355113 -6600.0 862000.0 1,760.22 1,645 1208338.2365321012
28-11-2019 2032.1 3.247871659859259 596.7642426756521 -6600.0 855400.0 1,803.67 1,705 1212684.6175411926
28-01-2020 2049.3603 3.220517153572264 593.5437255220799 -6600.0 848800.0 1,844.07 1,766 1216384.9473990472
29-03-2020 2068.7163 3.4804192338988194 590.063306288181 -7200.0 841600.0 2,060.26 1,827 1220673.5797502527
28-05-2020 2085.9359 3.451688040845359 586.6116182473356 -7200.0 834400.0 2,102.68 1,887 1223634.2338592124
28-07-2020 2097.7871 3.4321881376808925 583.1794301096547 -7200.0 827200.0 2,131.48 1,948 1223386.2854693853
28-09-2020 2109.4332 3.413239158272469 579.7661909513822 -7200.0 820000.0 2,159.46 2,010 1222978.051430385
30-11-2020 2121.3869 3.3940060627318855 576.3721848886503 -7200.0 812800.0 2,187.87 2,073 1222708.4025471606
28-01-2021 2131.7316 3.377535896170043 572.9946489924803 -7200.0 805600.0 2,212.19 2,132 1221470.7998881785
29-03-2021 2143.3286 3.359260917807937 569.6353880746724 -7200.0 798400.0 2,239.18 2,192 1220915.8188325441
28-05-2021 2154.7123 3.3415133890496653 566.2938746856228 -7200.0 791200.0 2,265.39 2,252 1220200.3771997702
28-07-2021 2166.7991 3.3228738188048905 562.9710008668179 -7200.0 784000.0 2,292.91 2,313 1219845.0580043204
28-09-2021 2178.4555 3.305093907128238 559.6659069596897 -7200.0 776800.0 2,319.17 2,375 1219207.2731788242
28-11-2021 2190.4616 3.286978415873622 556.3789285438161 -7200.0 769600.0 2,345.92 2,436 1218726.678024373
28-01-2022 2202.7763 3.268602445014503 553.1103260988016 -7200.0 762400.0 2,373.06 2,497 1218378.3176157116
28-03-2022 2215.403 3.5208041155491805 549.5895219832524 -7800.0 754600.0 2,600.62 2,556 1217562.2757702633
29-05-2022 2229.6091 3.498371082177589 546.0911509010748 -7800.0 746800.0 2,633.74 2,618 1217569.7994785097
28-07-2022 2246.2532 3.4724491433111813 542.6187017577636 -7800.0 739000.0 2,672.03 2,678 1218858.9952032221
28-09-2022 2265.625 3.442758620689655 539.1759431370739 -7800.0 731200.0 2,715.87 2,740 1221570.4961699331
28-11-2022 2289.6878 3.4065779622881336 535.7693651747858 -7800.0 723400.0 2,769.3 2,801 1226744.579054452
29-01-2023 2314.8397 3.369563775841584 532.3998013989442 -7800.0 715600.0 2,823.96 2,863 1232420.1965503916
28-03-2023 2338.4762 3.335505403048361 529.0642959958958 -7800.0 707800.0 2,874.26 2,921 1237204.2644561576
28-05-2023 2367.6608 3.2943908181442203 525.7699051777516 -7800.0 700000.0 2,934.97 2,982 1244844.7943090796
28-07-2023 2394.1635 3.2579228611579785 522.5119823165936 -7800.0 692200.0 2,988.83 3,043 1250979.116375034
28-09-2023 2421.3259 3.2213755281765253 519.2906067884171 -7800.0 684400.0 3,042.8 3,105 1257371.79584351
28-11-2023 2449.0664 3.1848871063683695 516.1057196820487 -7800.0 676600.0 3,096.69 3,166 1263977.1769211243
28-01-2024 2478.2732 3.1473527615922245 512.9583669204566 -7800.0 668800.0 3,152.11 3,227 1271250.973454734
28-03-2024 2508.7429 3.348290492421523 509.61007642803503 -8400.0 660400.0 3,455.38 3,287 1278480.6610072902
28-05-2024 2539.3042 3.3079927958217845 506.3020836322132 -8400.0 652000.0 3,514.89 3,348 1285655.0074360303
28-07-2024 2569.2422 3.2694465317438737 503.03263710046934 -8400.0 643600.0 3,571.81 3,409 1292412.6792158117
29-09-2024 2599.856 3.2309481755912635 499.8016889248781 -8400.0 635200.0 3,628.66 3,472 1299412.419761478
28-11-2024 2629.572 3.1944362048272494 496.60725272005084 -8400.0 626800.0 3,682.58 3,532 1305864.5267495697
28-01-2025 2660.0706 3.157810924266446 493.44944179578437 -8400.0 618400.0 3,736.67 3,593 1312610.3527073772
28-03-2025 2692.1721 3.1201571400283066 490.32928465575606 -8400.0 610000.0 3,792.28 3,652 1320050.8199631844

Mirae Asset Large Cap Gr

Nav Date Nav Units Cumulative Units Cash Flow Amount Current Value
29-03-2016 30.425 197.2062448644207 197.2062448644207 6000.0 6000.0 6000.0
30-05-2016 33.094 181.30174654015832 378.507991404579 6000.0 12000.0 12526.343467543138
29-07-2016 35.96 166.85205784204672 545.3600492466257 6000.0 18000.0 19611.147370908664
29-09-2016 36.186 165.80998176090202 711.1700310075278 6000.0 24000.0 25734.3987420384
29-11-2016 35.003 171.41387881038767 882.5839098179155 6000.0 30000.0 30893.084595356497
30-01-2017 37.205 161.26864668727322 1043.8525565051887 6000.0 36000.0 38836.53436477554
28-03-2017 39.367 152.41191861203546 1196.264475117224 6000.0 42000.0 47093.34359193975
29-05-2017 41.953 143.01718589850546 1339.2816610157295 6000.0 48000.0 56186.8835245929
28-07-2017 44.37 135.2265043948614 1474.508165410591 6000.0 54000.0 65423.92729926791
28-09-2017 43.94 136.54984069185252 1611.0580061024434 6000.0 60000.0 70789.88878814135
28-11-2017 47.365 126.67581547556212 1737.7338215780055 6000.0 66000.0 82307.76245904223
29-01-2018 50.199 119.5242933126158 1857.2581148906213 6000.0 72000.0 93232.5001093943
28-03-2018 44.815 147.27211871025327 2004.5302336008745 6600.0 78600.0 89833.02241882318
28-05-2018 46.868 140.82102927370488 2145.3512628745793 6600.0 85200.0 100548.3229884058
30-07-2018 48.814 135.20711271356578 2280.5583755881453 6600.0 91800.0 111323.17654595972
28-09-2018 47.494 138.96492188486968 2419.523297473015 6600.0 98400.0 114912.83949018338
28-11-2018 47.505 138.93274392169243 2558.4560413947074 6600.0 105000.0 121539.45424645559
28-01-2019 46.851 140.87212652878273 2699.32816792349 6600.0 111600.0 126466.22399538344
28-03-2019 50.898 129.67110691972178 2828.999274843212 6600.0 118200.0 143990.4050909698
28-05-2019 52.415 125.91815320041972 2954.9174280436314 6600.0 124800.0 154881.99699090695
29-07-2019 49.811 132.50085322519124 3087.4182812688227 6600.0 131400.0 153787.39200828134
30-09-2019 50.926 129.5998114911833 3217.018092760006 6600.0 138000.0 163829.86339189607
28-11-2019 54.37 121.39047268714366 3338.4085654471496 6600.0 144600.0 181509.2737033615
28-01-2020 54.083 122.03465044468687 3460.4432158918366 6600.0 151200.0 187151.1504450782
30-03-2020 37.588 191.55049483877832 3651.993710730615 7200.0 158400.0 137271.13959894236
28-05-2020 42.459 169.57535504839962 3821.5690657790146 7200.0 165600.0 162260.00096391118
28-07-2020 50.223 143.36061167194313 3964.9296774509576 7200.0 172800.0 199130.66319061944
28-09-2020 51.519 139.7542654166424 4104.6839428676 7200.0 180000.0 211469.2120525959
01-12-2020 58.216 123.67733956300673 4228.361282430607 7200.0 187200.0 246158.28041798025
28-01-2021 61.84 116.42949547218628 4344.790777902794 7200.0 194400.0 268681.8617055088
30-03-2021 65.943 109.18520540466767 4453.975983307461 7200.0 201600.0 293708.5382672439
28-05-2021 68.489 105.12637065806187 4559.102353965523 7200.0 208800.0 312248.3611207448
28-07-2021 72.04 99.94447529150472 4659.046829257029 7200.0 216000.0 335637.73357967637
28-09-2021 79.725 90.31044214487301 4749.357271401902 7200.0 223200.0 378642.5084625166
29-11-2021 76.845 93.69510052703494 4843.052371928937 7200.0 230400.0 372164.35952087917
28-01-2022 76.99 93.5186387842577 4936.5710107131945 7200.0 237600.0 380066.6021148088
28-03-2022 76.049 102.56545122223828 5039.136461935433 7800.0 245400.0 383221.28879372776
30-05-2022 74.461 104.75282362579068 5143.889285561223 7800.0 253200.0 383019.14009217423
28-07-2022 75.663 103.08869592799651 5246.97798148922 7800.0 261000.0 397002.0950134188
28-09-2022 75.716 103.0165354746685 5349.994516963889 7800.0 268800.0 405080.18484643777
28-11-2022 82.144 94.95520062329567 5444.949717587184 7800.0 276600.0 447269.94960148167
30-01-2023 77.874 100.16179983049543 5545.111517417679 7800.0 284400.0 431820.0143073843
28-03-2023 74.887 104.15692977419312 5649.268447191873 7800.0 292200.0 423056.7662048578
29-05-2023 81.73 95.4361923406338 5744.704639532507 7800.0 300000.0 469514.7101889918
28-07-2023 86.696 89.96954876810926 5834.674188300616 7800.0 307800.0 505842.9134289102
29-09-2023 87.795 88.8433282077567 5923.517516508373 7800.0 315600.0 520055.2203618526
28-11-2023 88.337 88.29822158325503 6011.815738091628 7800.0 323400.0 531065.7668558002
29-01-2024 94.727 82.34188774055971 6094.1576258321875 7800.0 331200.0 577281.2694222056
28-03-2024 96.444 87.09717556302103 6181.254801395208 8400.0 339600.0 596144.9380657595
28-05-2024 100.247 83.79303121290413 6265.047832608112 8400.0 348000.0 628052.2500754654
29-07-2024 110.497 76.02016344335141 6341.0679960514635 8400.0 356400.0 700668.9903596985
30-09-2024 115.424 72.77515941225394 6413.843155463717 8400.0 364800.0 740311.4323762441
28-11-2024 108.208 77.62827147715511 6491.471426940872 8400.0 373200.0 702429.1401664179
28-01-2025 102.103 82.26986474442475 6573.741291685297 8400.0 381600.0 671198.7071049439
28-03-2025 104.645 80.27139375985475 6654.012685445152 8400.0 390000.0 696309.1574684079

Mutual Fund Investors are aware about Systematic Transfer Plan or STP as it is known popularly. What is STP and how it works can be read here Thinking of Lumpsum investments in mutual funds: What about STP. In a normal STP, generally investors can transfer a fixed amount at a fixed frequency from one scheme to another over a period of time. Investors may also be aware that through STP, you can also transfer only the profits made on your investments in a mutual fund scheme to another of the same AMC. For example you have invested in an equity fund and given a mandate to the AMC to transfer the profits, if any, after a period of time at certain intervals. The AMC will check if you have profits in your equity fund and transfer only the profit amount to another scheme which you have chosen while giving the above mandate. The tool Mutual Fund STP Calculator Profit Transfer helps you understand this better.

However, we can try another innovative way of doing STP You can call it STP with Annual increase. The concept is that you can decide to increase the STP amount annually by a certain percentage / or by increasing the fixed amount. This helps you increase the allocation to the transferee every year and benefit by rupee cost averaging. But most of the AMCs do not provide this facility through a standard product. Therefore, if you want to use this innovative option, you should give STP mandate annually by increasing the amount to the extent you want. You can back test the results, by selecting an equity/ hybrid or any aggressive scheme of your choice, input the lump sum investment amount, select the to/ from dates, frequency in which you want to do the STP and a scheme (preferably an aggressive fund) from the same AMC and select the annual increase percentage. You will get the results along with detailed cash flow, returns in XIRR Percentage and the STP amounts which are transferred to the other scheme every month and how it increases every year to the extent of increase you opted for. This method of STP is ideal for investors who want not only a sustainable transfer from their investments but also want to increase their allocation to riskier funds gradually. To get the best results, it is suggested to start with a small STP amount and gradually increase it over the months/ years.

Advisorkhoj develops innovative mutual fund research tools and Calculators that may help you in your investments. Mutual Fund Distributors who wish to display MF Research and calculators on their website may write to sales@advisorkhoj.com for APIs.

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