PGIM India MF Healthcare Fund 728x90

STP with Annual Increase

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STP - Transferor Scheme : Mirae Asset Liquid Gr

Total Initial Investment Amount STP Period No of Installments Total Amount Transferred Total No. Units Remaining Value as on Mon Dec 23 00:00:00 IST 2024 Current Value as on Mon Dec 23 00:00:00 IST 2024 Profit Returns (%)
1000000.0 23-12-2015 to 23-12-2024 55 390000.0 501.86357424415803 1325645.4303602194 1325645.43 715645.4299999999 6.26

STP - Transferee Scheme : Mirae Asset Large Cap Gr

STP Period No of Installments Total Amount Invested Total No. Units Accumulated Value as on Mon Dec 23 00:00:00 IST 2024 Current Value as on Mon Dec 23 00:00:00 IST 2024 Profit Returns (%)
23-12-2015 to 23-12-2024 55 390000.0 6872.838095304036 2064186.8699999999 738541.44 348541.43999999994 14.6

STP - Total Returns:

Total Investment Amount Total Current Value Total Profit Total Returns (%)
1000000.0 2064186.8699999999 1064186.8699999999 7.51

Mirae Asset Liquid Gr

Nav Date Nav Units Cumulative Units Cash Flow Net Amount Capital Gain/Loss No. of Days
(Invested)
Current Value
23-12-2014 1445.9059 691.6079393548363 691.6079393548363 1000000.0 1000000.0 0 0 1000000.0
23-12-2015 1558.3629 3.850194328933267 687.757745025903 -6000.0 994000.0 432.98 365 1071776.1540360267
23-02-2016 1577.5661 3.8033271632801946 683.9544178626228 -6000.0 988000.0 500.75 427 1078983.3035653082
24-04-2016 1598.1994 3.754224910859058 680.2001929517637 -6000.0 982000.0 571.74 488 1087095.540255393
23-06-2016 1617.5079 3.709410012773353 676.4907829389904 -6000.0 976000.0 636.54 548 1094229.1856810022
23-08-2016 1635.9171 3.6676675120029008 672.8231154269874 -6000.0 970000.0 696.9 609 1100682.8398022824
23-10-2016 1653.8628 3.6278704618061424 669.1952449651812 -6000.0 964000.0 754.44 670 1106757.1215848005
23-12-2016 1671.4465 3.5897050847873384 665.605539880394 -6000.0 958000.0 809.62 731 1112524.050013695
23-02-2017 1689.5125 3.5513202772989247 662.054219603095 -6000.0 952000.0 865.13 793 1118548.879697174
23-04-2017 1706.9487 3.515044125227665 658.5391754778674 -6000.0 946000.0 917.58 852 1124092.5894810176
23-06-2017 1725.471 3.47731141236219 655.0618640655052 -6000.0 940000.0 972.13 913 1130290.2496509715
23-08-2017 1744.3085 3.4397585060211537 651.6221055594841 -6000.0 934000.0 1,026.43 974 1136629.9775153054
23-10-2017 1763.029 3.40323386626085 648.2188716932233 -6000.0 928000.0 1,079.24 1,035 1142828.6691424318
25-12-2017 1782.4687 3.7027298151154073 644.5161418781079 -6600.0 921400.0 1,246.2 1,098 1148829.8495424865
23-02-2018 1801.6974 3.6632122575078365 640.8529296206001 -6600.0 914800.0 1,303.34 1,158 1154623.057079818
23-04-2018 1822.6211 3.6211585611513 637.2317710594488 -6600.0 908200.0 1,364.15 1,217 1161432.0715233206
24-06-2018 1844.6599 3.5778953074222515 633.6538757520265 -6600.0 901600.0 1,426.7 1,279 1168875.8950793457
23-08-2018 1866.6042 3.535832609826979 630.1180431421994 -6600.0 895000.0 1,487.52 1,339 1176180.9858250106
23-10-2018 1889.0315 3.493853861092311 626.6241892811071 -6600.0 888400.0 1,548.22 1,400 1183712.8322139736
23-12-2018 1912.5063 3.4509690242589004 623.1732202568481 -6600.0 881800.0 1,610.22 1,461 1191822.7097325097
24-02-2019 1936.0248 3.409047239477511 619.7641730173706 -6600.0 875200.0 1,670.84 1,524 1199878.8091131202
23-04-2019 1959.0078 3.3690524356258305 616.3951205817448 -6600.0 868600.0 1,728.67 1,582 1207522.8491015786
23-06-2019 1981.7662 3.3303625826295757 613.0647579991152 -6600.0 862000.0 1,784.61 1,643 1214951.0158138261
23-08-2019 2002.959 3.295124862765538 609.7696331363496 -6600.0 855400.0 1,835.56 1,704 1221343.5746171498
23-10-2019 2021.7204 3.264546373474789 606.5050867628748 -6600.0 848800.0 1,879.77 1,765 1226183.706612274
23-12-2019 2039.1513 3.530880714932727 602.9742060479421 -7200.0 841600.0 2,094.68 1,826 1229555.636129129
23-02-2020 2057.0868 3.5000953775990395 599.4741106703431 -7200.0 834400.0 2,139.19 1,888 1233170.2800017018
23-04-2020 2077.4052 3.4658621245388233 596.0082485458042 -7200.0 827200.0 2,188.69 1,948 1238150.6347719464
23-06-2020 2091.3257 3.4427922919897176 592.5654562538145 -7200.0 820000.0 2,222.05 2,009 1239247.367595828
23-08-2020 2102.8711 3.423890318336678 589.1415659354778 -7200.0 812800.0 2,249.38 2,070 1238888.7728144608
23-10-2020 2114.4498 3.4051411388437787 585.7364247966341 -7200.0 805600.0 2,276.49 2,131 1238510.2662639578
23-12-2020 2125.3469 3.387682264951665 582.3487425316824 -7200.0 798400.0 2,301.73 2,192 1237693.0946586095
23-02-2021 2136.827 3.3694819468305104 578.9792605848519 -7200.0 791200.0 2,328.05 2,254 1237178.5164577474
23-04-2021 2148.1759 3.3516808376818674 575.62757974717 -7200.0 784000.0 2,353.78 2,313 1236549.2941881989
23-06-2021 2159.8064 3.3336321255460675 572.2939476216239 -7200.0 776800.0 2,379.88 2,374 1236044.1307544482
23-08-2021 2171.995 3.3149247581140844 568.9790228635098 -7200.0 769600.0 2,406.93 2,435 1235819.592764429
24-10-2021 2183.3792 3.2976406480376843 565.6813822154721 -7200.0 762400.0 2,431.92 2,497 1235096.9637565117
23-12-2021 2195.3845 3.5529083857520174 562.1284738297201 -7800.0 754600.0 2,662.83 2,557 1234088.138454423
23-02-2022 2208.3615 3.5320304216497163 558.5964434080704 -7800.0 746800.0 2,693.02 2,619 1233582.8796593114
24-04-2022 2221.6068 3.510972328676704 555.0854710793936 -7800.0 739000.0 2,723.46 2,679 1233181.6571311844
23-06-2022 2236.4933 3.4876026679802705 551.5978684114134 -7800.0 731200.0 2,757.25 2,739 1233644.9369964078
23-08-2022 2255.0263 3.4589397028318474 548.1389287085816 -7800.0 723400.0 2,798.7 2,800 1236067.7002916764
24-10-2022 2275.6579 3.4275802175713665 544.7113484910102 -7800.0 715600.0 2,844.04 2,862 1239576.6834132206
23-12-2022 2299.7007 3.391745717170935 541.3196027738393 -7800.0 707800.0 2,895.85 2,922 1244873.06942272
23-02-2023 2324.8747 3.3550195199767114 537.9645832538625 -7800.0 700000.0 2,948.96 2,984 1250700.2491029487
23-04-2023 2352.0915 3.3161975203770773 534.6483857334855 -7800.0 692200.0 3,005.09 3,043 1257541.9235724525
23-06-2023 2378.8251 3.2789295858699323 531.3694561476156 -7800.0 684400.0 3,058.98 3,104 1264034.9996572973
23-08-2023 2405.2914 3.2428503257443153 528.1266058218712 -7800.0 676600.0 3,111.14 3,165 1270298.3830945366
23-10-2023 2432.6049 3.206439319430788 524.9201665024403 -7800.0 668800.0 3,163.79 3,226 1276923.369142652
23-12-2023 2460.542 3.413881982099879 521.5062845203405 -8400.0 660400.0 3,463.85 3,287 1283188.1163262476
23-02-2024 2491.2223 3.3718387957590137 518.1344457245815 -8400.0 652000.0 3,524.64 3,349 1290788.085587217
23-04-2024 2522.8212 3.3296057604082288 514.8048399641733 -8400.0 643600.0 3,585.7 3,409 1298760.5641242235
23-06-2024 2551.8873 3.291681415554676 511.51315854861866 -8400.0 635200.0 3,640.54 3,470 1305323.9330831063
23-08-2024 2581.7709 3.2535807108213977 508.2595778377973 -8400.0 626800.0 3,695.63 3,531 1312209.78770791
23-10-2024 2611.9996 3.215926985593719 505.04365085220354 -8400.0 618400.0 3,750.07 3,592 1319173.8140084953
23-12-2024 2641.4458 3.180076608045488 501.86357424415803 -8400.0 610000.0 3,801.91 3,653 1325645.4303602194

Mirae Asset Large Cap Gr

Nav Date Nav Units Cumulative Units Cash Flow Amount Current Value
23-12-2015 32.102 186.90424272630992 186.90424272630992 6000.0 6000.0 6000.0
23-02-2016 28.279 212.17157608119098 399.0758188075009 6000.0 12000.0 11285.465080057318
25-04-2016 31.907 188.0465101701821 587.1223289776831 6000.0 18000.0 18733.312150690934
23-06-2016 33.721 177.9306663503455 765.0529953280286 6000.0 24000.0 25798.35205545645
23-08-2016 36.141 166.0164356271271 931.0694309551557 6000.0 30000.0 33649.78030415028
24-10-2016 37.668 159.28639694170118 1090.355827896857 6000.0 36000.0 41071.523325218805
23-12-2016 34.141 175.74177674936294 1266.09760464622 6000.0 42000.0 43225.83832022659
23-02-2017 38.604 155.4243083618278 1421.5219130080477 6000.0 48000.0 54876.43192976267
24-04-2017 40.513 148.1006096808432 1569.622522688891 6000.0 54000.0 63590.117261695035
23-06-2017 42.307 141.8205025173139 1711.4430252062048 6000.0 60000.0 72406.0200673989
23-08-2017 44.008 136.33884748227595 1847.7818726884807 6000.0 66000.0 81317.18465327466
23-10-2017 45.894 130.73604392731076 1978.5179166157914 6000.0 72000.0 90802.10126516513
26-12-2017 48.362 136.47078284603614 2114.9886994618273 6600.0 78600.0 102285.0834833729
23-02-2018 46.878 140.7909893766799 2255.7796888385074 6600.0 85200.0 105746.44025337155
23-04-2018 46.79 141.05578114981833 2396.8354699883257 6600.0 91800.0 112147.93164075376
25-06-2018 46.709 141.30039178744994 2538.1358617757755 6600.0 98400.0 118553.78796768471
23-08-2018 50.348 131.087630094542 2669.2234918703175 6600.0 105000.0 134390.06436868676
23-10-2018 44.81 147.28855166257532 2816.5120435328927 6600.0 111600.0 126207.90467070893
24-12-2018 47.44 139.1231028667791 2955.6351463996716 6600.0 118200.0 140215.33134520042
25-02-2019 47.658 138.4867178647866 3094.121864264458 6600.0 124800.0 147459.65980711553
23-04-2019 50.759 130.02620224984733 3224.1480665143054 6600.0 131400.0 163654.53170819962
24-06-2019 51.586 127.94168960570698 3352.089756120012 6600.0 138000.0 172920.90215920695
23-08-2019 48.133 137.1200631583321 3489.209819278344 6600.0 144600.0 167946.13623132455
23-10-2019 51.597 127.91441362869934 3617.1242329070437 6600.0 151200.0 186632.75904530473
23-12-2019 54.387 132.38457719675657 3749.5088101038004 7200.0 158400.0 203924.5356551154
24-02-2020 53.401 134.82893578771933 3884.3377458915197 7200.0 165600.0 207427.51996835307
23-04-2020 42.387 169.86340151461533 4054.201147406135 7200.0 172800.0 171845.42403510385
23-06-2020 46.973 153.27954356758138 4207.480690973716 7200.0 180000.0 197637.99049710837
24-08-2020 52.389 137.43343068201338 4344.91412165573 7200.0 187200.0 227625.70591942206
23-10-2020 53.925 133.51877607788595 4478.432897733616 7200.0 194400.0 241499.49401028524
23-12-2020 60.335 119.33372006298168 4597.766617796598 7200.0 201600.0 277406.24888475775
23-02-2021 65.658 109.65914283103353 4707.425760627632 7200.0 208800.0 309080.1605912891
23-04-2021 63.979 112.53692617890245 4819.962686806535 7200.0 216000.0 308376.3927391953
23-06-2021 70.543 102.06540691493132 4922.028093721467 7200.0 223200.0 347214.62781539344
23-08-2021 74.113 97.14894822770634 5019.177041949173 7200.0 230400.0 371986.26810997905
25-10-2021 81.337 88.52059948117093 5107.697641430344 7200.0 237600.0 415444.8030610199
23-12-2021 77.502 100.6425640628629 5208.340205493208 7800.0 245400.0 403656.78260613454
23-02-2022 76.101 102.49536799779241 5310.835573491 7800.0 253200.0 404159.8979782386
25-04-2022 75.972 102.66940451745381 5413.504978008454 7800.0 261000.0 411274.80018925824
23-06-2022 70.067 111.32202035194886 5524.826998360402 7800.0 268800.0 387108.05329411826
23-08-2022 78.216 99.7238416692237 5624.550840029626 7800.0 276600.0 439929.86850375717
25-10-2022 79.237 98.43886063329 5722.989700662916 7800.0 284400.0 453472.5349114275
23-12-2022 78.425 99.45808096907874 5822.447781631995 7800.0 292200.0 456625.4672744892
23-02-2023 77.613 100.49862780719725 5922.946409439192 7800.0 300000.0 459697.63967580406
24-04-2023 77.889 100.14251049570544 6023.088919934898 7800.0 307800.0 469132.3728848092
23-06-2023 82.641 94.38414346389806 6117.473063398796 7800.0 315600.0 505554.0914323399
23-08-2023 86.926 89.73149575501 6207.204559153805 7800.0 323400.0 539567.4635090037
23-10-2023 85.306 91.43553794574825 6298.640097099554 7800.0 331200.0 537311.7921231745
26-12-2023 93.826 89.52742310233837 6388.167520201892 8400.0 339600.0 599376.2057504627
23-02-2024 96.125 87.38621586475942 6475.553736066652 8400.0 348000.0 622462.6028794069
23-04-2024 97.787 85.90098888400298 6561.454724950655 8400.0 356400.0 641624.9731887497
24-06-2024 104.545 80.34817542684968 6641.802900377505 8400.0 364800.0 694367.2842199663
23-08-2024 110.732 75.85883032908283 6717.661730706587 8400.0 373200.0 743860.1187646018
23-10-2024 109.082 77.0062888469225 6794.66801955351 8400.0 381600.0 741175.9769089359
23-12-2024 107.458 78.17007575052578 6872.838095304036 8400.0 390000.0 738541.4360451811

Mutual Fund Investors are aware about Systematic Transfer Plan or STP as it is known popularly. What is STP and how it works can be read here Thinking of Lumpsum investments in mutual funds: What about STP. In a normal STP, generally investors can transfer a fixed amount at a fixed frequency from one scheme to another over a period of time. Investors may also be aware that through STP, you can also transfer only the profits made on your investments in a mutual fund scheme to another of the same AMC. For example you have invested in an equity fund and given a mandate to the AMC to transfer the profits, if any, after a period of time at certain intervals. The AMC will check if you have profits in your equity fund and transfer only the profit amount to another scheme which you have chosen while giving the above mandate. The tool Mutual Fund STP Calculator Profit Transfer helps you understand this better.

However, we can try another innovative way of doing STP You can call it STP with Annual increase. The concept is that you can decide to increase the STP amount annually by a certain percentage / or by increasing the fixed amount. This helps you increase the allocation to the transferee every year and benefit by rupee cost averaging. But most of the AMCs do not provide this facility through a standard product. Therefore, if you want to use this innovative option, you should give STP mandate annually by increasing the amount to the extent you want. You can back test the results, by selecting an equity/ hybrid or any aggressive scheme of your choice, input the lump sum investment amount, select the to/ from dates, frequency in which you want to do the STP and a scheme (preferably an aggressive fund) from the same AMC and select the annual increase percentage. You will get the results along with detailed cash flow, returns in XIRR Percentage and the STP amounts which are transferred to the other scheme every month and how it increases every year to the extent of increase you opted for. This method of STP is ideal for investors who want not only a sustainable transfer from their investments but also want to increase their allocation to riskier funds gradually. To get the best results, it is suggested to start with a small STP amount and gradually increase it over the months/ years.

Advisorkhoj develops innovative mutual fund research tools and Calculators that may help you in your investments. Mutual Fund Distributors who wish to display MF Research and calculators on their website may write to sales@advisorkhoj.com for APIs.

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