Most Popular Saving, Investing & Mutual Fund Articles

A term which made sense to me when I saw its importance exemplified in front of my eyes. Up until that experience, I felt it was something that the friendly uncle, who turned out to be our family agent,visiting our house touted about. For me, life insurance...

August is already knocking on your door and once again it is time for you to file your Income Tax Returns for the last financial year. This is usually the time of the year that investors turn their attention to what they have...

Sundaram Midcap Fund is a phenomenal long term wealth creation story. If you invested Rs 1 lakh in the scheme at the time of its launch in 2002, the value of your investment as on 23^rd June 2023 would have been over Rs 80 lakhs. In other words, Sundaram Midcap Fund would have multiplied your investment by more than 80 times...

Youth is that period of our lives when we are free from almost all responsibilities. We graduate from college, land a good job and become financially free. The next step, which is also the most obvious one, is settling down. After marriage, we own a...

Contrarian investing is an investment style where the investor goes against the market trend. The market is simply the collection of all investors and the market trend reflects the collective wisdom of the majority of investors. Contrarian investment involves doing the opposite of what the majority of investors are...

With bank deposit interest rates on a declining trend, investor interest in debt mutual funds has been rising over the past few years. Debt funds not only provide diversification benefits and relative stability to your investment portfolio, they are more tax efficient compared to the traditional fixed income investment options like Bank FDs...

With rise in short term yields, the spread between the 2 year and 10 year Government bond yield has narrowed to just 12 bps, this is a good time to invest in debt mutual funds which invest in corporate bonds to lock in the high yields...

Retail investors in India have traditionally favoured Bank Fixed Deposits and Government Small Savings Schemes for their fixed income investments. However, fixed deposit interest rates have generally been declining over the years (see the chart below). Nominal interest rates are directly related to inflation. As...

Equity savings funds are hybrid mutual fund schemes which have minimum gross equity exposure 65% and minimum 10% exposure in debt. Equity savings funds can hedge their equity exposure to reduce their net equity risks. Arbitrage is defined as risk free profit, by exploiting pricing mismatches...

Ultra-short duration funds are debt mutual fund schemes which invest in debt and money market instruments such that their Macaulay Duration is between 3 to 6 months. Ultra short duration funds usually invest in commercial papers (CPs), certificates of deposits (CDs), Treasury Bills, overnight securities (TREPs) etc. The...