This year RBI has been on a trajectory of tightening interest rates in an effort to control inflation. Repo rate has been raised three times. Regular Advisorkhoj readers know that repo rate hikes by the RBI raise bond yields, cause...Read More

The stock market has been quite volatile this year. In the last 2 months or so, Nifty has declined by around 10%. Such big declines in the past may have triggered off panic selling by retail investors but mutual fund SIP inflows have...Read More

In Part 1of this post, we discussed how lower interest rates can be the new normal in the medium to long term. Low interest rates will necessitate a rethink in approach to post retirement planning for Senior Citizens. In the second part...Read More

Over the past 2 years, many senior citizen relatives complained to me how managing regular monthly expenses was becoming challenging with cut in bank interest rates. On a deposit of Rs 50 lakhs, senior citizens have seen their...Read More

In this multi-part series we have discussed how to select the best mutual fund schemes. In our previous part, Do you know the most important parameters in selecting mutual funds, we discussed 4 simplefactors to consider, when...Read More

Selecting the right mutual fund for your investment needs is not the simplest of endeavors. Investment needs can be varied and there are thousands of products in the market. Despite some negative perceptions about the mutual...Read More

In our previous post, Did you know what to analyze and ignore when selecting equity mutual funds, we discussed the difficulties in selecting equity mutual funds, despite the plethora of information available online. Many investors use...Read More

Awareness of mutual funds is growing in our country. Financial advisors are now spending a lot of time on research to provide better advice to their customers. There is a proliferation of mutual fund related contents like blogs, research...Read More

Capital appreciation and income are two primary investment goals. Mutual funds provide multitude of investment solutions for both these objectives for different risk profiles. However, in India mutual funds are mostly associated...Read More

About a year back, I wrote an article on mutual fund capital loss tax credit (please see our post, Mutual Fund Capital Loss: Tax Implications). Our target audience of this topic was primarily short term investors and traders. However...Read More