In this series of posts we will explain various terms that you come across in mutual fund literature, be it research sites, factsheets, financial blogs, journals and newspaper reports. I have seen that, many retail investors have a superficial...Read More

Mutual funds enjoy tax advantage over most other asset types when you make capital gains. Capital gains made in equity funds, held for less than 12 months, are taxed 15.45% (including 3% education cess); if funds are held for more than 12...Read More

Top performing banking sector mutual funds have given more than 30 - 40% returns in the last one year. When funds give such high returns, both existing and new investors are wary if the returns will be subdued in the future. Many of the top...Read More

In our post, What are the Best Tax Saving Investments: Fixed Income Part 1, we had discussed that, Public Provident Fund (PPF) is one of the most tax friendly risk free investment option under Section 80C of Income Tax Act 1961. From a tax...Read More

We often come across blogs comparing Public Provident Fund (PPF) with ELSS. When comparing these two asset types, one should remember that their risk return characteristics are fundamentally different and therefore, it is unfair to compare...Read More

Thematic and sector funds are considered to be more risky than diversified equity funds, but in certain periods of times these funds can provide a booster to your portfolio returns. For example, in the last one year, banking and financial...Read More

Earlier this week we saw major correction in equity markets around the world, including India. This sell off in equity markets was caused by a several comments made by US Federal Reserve officials over the last few weeks, hinting at a rise in...Read More

In the first part of this article, we discussed that when you reach your early 40s, you are actually approaching the mid-point of your career after working for around 20 years. We also discussed how this stage of your life is important both from a...Read More

When you reach your early 40s, you are approaching the mid-point of your career. You already worked for about twenty years, assuming you began your career in your early 20s and you have about 20 years to reach your retirement age. This...Read More

In the first part of this series, Planning your child’s future: Part 1, we discussed that inflation in the education sector is amongst the highest in CPI basket. The aspirations that parents have for their children are also much higher than ever...Read More