Most Popular Saving, Investing & Mutual Fund Articles

There are a few multi-cap funds which have stood the test of time and have given stellar returns over a long time period that included multiple market cycles (both bull and bear markets). Aditya Birla Sun Life Advantage Fund recently completed...

Asset allocation is one of the most important aspects of financial planning. The purpose of asset allocation is to balance risk and return in your portfolio. Quantum Mutual Fund’s 12 – 20 – 80* asset allocation strategy is aimed at building a balanced diversified portfolio which invests across different asset classes. The long...

Equity Linked Savings Scheme (ELSS) is one of the most popular tax saving investments under section 80C of the Income Tax Act 1961. By investing in ELSS, the investors can avail three benefits - Tax savings, capital appreciation and tax...

The equity market has been challenging for the last 6 to 9 months due to variety of concerns e.g. spread of Omicron, high commodity prices, trajectory of interest rates, the War in Ukraine, slowdown in Chinese economy etc. Over the last 6 months, the Nifty 50 is down nearly 12%, while the broader market, particularly...

When making short term investments, safety and liquidity are very important considerations for investors. Equity as an asset class is generally not suitable for short term investments because it is more volatile than fixed income or debt. So...

Benjamin Franklin, one of the founding fathers of United States of America, in his 1789 letter, shortly after the establishment of the US constitution, wrote that, “in this world nothing can be said to be certain, except death and taxes”. Tax is one of...

Savvy investors who have been following the equity markets would have surely observed that certain industry sectors outperform the market over certain market cycles. Over the last 3 years, the IT sector has...

In the Union Budget of 2021, interest on PF contributions (contribution made by the employee) above Rs 2.5 lakhs will be taxable as per the income tax rate of the employee. This has caused concerns among many salaried investors. In this article, we will discuss about who will get affected by this, how they will be impacted and possible...

Just got your first salary?! This Christmas season is the ideal opportunity for you to spend it like you wish because you are beyond the limitations of allowances. But then there is so much that you want to do in...

Gold as an asset category has a huge cultural significance for Indians. But cultural considerations aside, how is gold as an investment option? Apart from buying gold for weddings and other auspicious occasions...