Dwaipayan Bose Articles

If you had invested Rs 1 lakh in Principal Focused Multi-Cap Fund (erstwhile Principal Large Cap Fund) at the time of its launch (NFO) towards the end of 2005, your investment would have multiplied to nearly Rs 6 lakhs (as on May 13^th 2019)...

The not so secret recipe in the wealth creation is the “power of compounding”. The concept of compounding is simple. Power of compounding is nothing but interest earned on interest or profits earned on profits. The power of compounding over...

One of the biggest benefits of SEBI’s Mutual Fund Scheme re-classification initiative is that, investors now have a clearer idea about the market cap composition and risk characteristics of a mutual fund scheme. Large and midcap...

Bank Fixed Deposits and Government Small Savings Schemes are automatic investment choices for vast majority of risk-averse investors in our country. While these schemestheoretically give risk free return, one has to look at risk through...

As part of SEBI’s directive on mutual fund scheme rationalization and re-classification, some new scheme categories have been created to help investors understand the investment characteristics of different mutual fund schemes...

With the onset of volatility in the stock market earlier this year, dynamic asset allocation hybrid funds are in flavor with investors. As part of SEBI’s mutual fund re-classification initiative, dynamic asset allocation funds or balanced advantage...

The most important part of investing for one’s goals is asset allocation in accordance with the investor’s risk appetite. Most investors are not able to get this right; either they take too much risk or they take too little risk - both are harmful...

Credit risk funds are debt mutual fund schemes which aim to capture higher yields by investing in AA or below rated corporate bonds (Non-Convertible Debenture). Lower rated bonds pay higher coupon rate to investors and by investing slightly...

The Indian mutual fund industry has made great strides over the last few years with investors pumping in a record Rs 1.3 lakh Crores in equity mutual funds in 2017. However, the share of mutual fund assets in household savings is still very low...

We have stressed the importance of performance consistency for mutual funds a number of times in our blog. For the benefit of all our readers, let us briefly explain why performance consistency should be the most important factor in fund...