Latest Saving, Investing & Mutual Fund Articles

Every year many of us make New Year resolutions like going to bed on time, exercising regularly, giving up unhealthy habits, fulfilling career goals, saving more, spending less, etc. Most of us break our resolution within a few days; the more...

Systematic Transfer Plan (STP) is a mechanism by which an investor is able to transfer a fixed or variable amount from one mutual fund scheme to another mutual fund scheme. STP is primarily used by investors to transfer from debt funds to...

In its latest mutual fund ranking (September 2016), CRISIL has ranked DSP Black Rock Focus 25 Fund among the best performing large cap equity mutual fund schemes (Rank 1). Some large cap funds with concentrated or focused portfolios...

In the first part of this series Top 8 diversified equity mutual funds to invest in 2017, we discussed how we have selected the top funds as given in the list below. We also discussed the key benefits of investing in diversified equity mutual funds...

Diversified equity mutual funds are the most preferred category of equity funds by investors. Also known as multi-cap or flexi-cap, these funds invest across companies and sectors with varied market capitalization. That simply means, a diversified equity...

In our Demystifying Derivatives series, we have, over the past several months discussed the basics of derivatives and how they work in the market. At the start of this series, we said that, this series is not just meant for...

In our post, Importance of Financial Planning, we discussed how financial planning can help you meet your short term, medium term and long term financial goals. While you can engage a professional financial planner or advisor to prepare your...

In 2015 and 2016 debt mutual funds year to date on an average have outperformed equity funds. Investors with a long term investment horizon should not be concerned with equity underperformance over the last 2 years...

Equity Savings Funds are equity oriented hybrid funds whose risk profiles are more moderate (lower risk) than the traditional balanced funds and yet they enjoy the tax advantage of balanced funds. Balanced Funds allocate at least 65% of their assets...

A few months back, we started a series on debt mutual fund investments. Many retail investors avoid debt funds because they do not understand the risk / return characteristics of these investments well. The learning objective...