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The global financial markets have been in extraordinary conditions for the past several months. Commodity prices have been very high across the world; crude oil prices are at 10 year high and expected to go up even further, as war rages in Ukraine. Inflation in United States is at a 40 year...

Balanced Advantage Funds, also known as Dynamic Asset Allocation Funds, are hybrid mutual funds which manage their asset allocation dynamically between equity and debt. The asset allocation will change depending on market conditions using quantitative asset allocation models. You may...

Mutual fund investors in India have historically favoured actively managed mutual funds despite exchange traded funds (ETFs) having been around for the last 20 years. But assets under management (AUM) in passive funds have grown at a phenomenal rate over the last few years and ETFs are now the...

Global financial markets have been volatile over the past 6 months due to high inflation. Bond yields have been rising for the nearly 18 months and the 10 year Government Bond yield is at a 3 year high now (as on 6^th June 2022). Bond prices have an inverse relationship with interest rate / yield changes i.e. prices go down...

Passive funds have become popular in India over the past few years. Exchange Traded Funds (ETFs) is now the largest mutual fund category in terms of Assets under Management (AUM). As per AMFI data, AUM of passive funds stood at more than Rs 5 lakh crores, as on 29^th April 2022. A large part of the AUM in passive...

SIP or Systematic Investment Plan is a method of investing a fixed amount, regularly (monthly, quarterly, etc.) in open ended mutual fund schemes. SIP allows you to buy the units of your selected scheme on a date chosen by you at regular intervals. The SIP amount gets auto-debited from your bank account and...

India’s retail inflation (CPI) had surged to an 18 month record high in April 2022. While inflation over the past 12 months has been well above RBI’s long term target of 4.5%, CPI inflation spiked up further after Russia’s invasion of Ukraine. India is not alone, as far as high inflation is concerned; high inflation is a global...

The last few months have been a rough ride for investors. Global equity markets have been highly volatile due to high inflation and the War in Ukraine. Indian equities have also seen large corrections due to FII selling. The broader market (midcaps and small caps) is down 10 – 12%, while Nifty 50 TRI is down 6% on...

The equity market has been challenging over the past few months. The Nifty is down more than 2,000 points from its all time high. High inflation is providing headwinds to economic recovery from the COVID-19 pandemic. Central banks around the world e.g. US Fed, RBI etc. are adopting increasingly hawkish stances...

The equity market has been challenging for the last 6 to 9 months due to variety of concerns e.g. spread of Omicron, high commodity prices, trajectory of interest rates, the War in Ukraine, slowdown in Chinese economy etc. Over the last 6 months, the Nifty 50 is down nearly 12%, while the broader market, particularly...