Latest Saving, Investing & Mutual Fund Articles

Tax consequences should be one of the most important considerations in investment and financial planning. It is the obligation of every tax payer to disclose the correct taxable income, including income from investments, in their annual income tax returns filing and pay the requisite tax; failure to do so, may attract penalties...

Dynamic Asset Allocation changes equity and debt allocations of the portfolio based on market conditions. Dynamic Asset Allocation models usually increase asset allocation to equity and reduce allocation to debt, if equity valuations fall. If equity valuations are increase, then dynamic asset allocation models reduce...

Midcap cap funds have been among the top performing equity mutual fund categories in the last one year¹. In the last one year, Nifty Midcap 150 TRI gave 20% return versus Nifty 50 TRI return of 15%². Midcap funds are equity mutual fund schemes which primarily invest in midsized companies listed on stock exchanges. As per SEBI...

The Russian invasion of Ukraine has rocked global equity markets. After weeks of simmering tension between Russia and Ukraine, the Russian President Vladimir Putin, ordered his armed forces to invade Ukraine on 24^th February 2022. The United States and other Western powers have announced stringent economic sanctions on...

Small cap mutual funds category attracts investors' interest from time to time. Investors usually prefer to stay away from small caps in volatile markets, but get interested in this category in bull markets. Small cap funds category has been one of the best performing equity mutual fund categories in the last one year...

In the first part of this two part series, How to plan for your retirement: Part 1, we had discussed why retirement planning is important and how much you need to save / invest in order to meet your retirement goal. In this second and final part, we will discuss how mutual funds can help you meet your retirement goal. Before we get into the nitty gritties of the topic...

Multicap mutual funds are diversified equity mutual fund schemes which invest across market cap segments i.e. large cap, midcap and small caps. Multicap funds are among the most diversified among all equity funds because they are not only diversified across industry sectors, but also across market cap segments. Prior to September...

After the outbreak of the first wave of COVID-19 the Reserve Bank of India pumped massive amount of liquidity in the financial system, to support the economy. As a result the yields of short term debt and money market instruments have remained low. As per CRISIL, the yields of Commercial Papers and Certificates...

Exchange Traded Funds (ETFs) have been rising in popularity in India over the last several years. In the last 3 years, assets under management (AUM) in ETFs (including Gold ETFs) have multiplied by nearly 4 times growing at a compounded annual growth rate (CAGR) of around 53% (as on 31^st January 2022), as per AMFI. Today...

SBI mutual fund will shortly be in launching a New Fund Offer (NFO) for a multicap equity fund, SBI Multicap Equity Fund. The NFO launches on February 14 and closes on February 28, 2022. Even though multicap funds were very popular, there are currently not that many multicap funds after SEBI made changes in its...