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The last 2 - 3 year period has been a challenging one for the broader stock market. In the last 3 years, the Nifty Midcap 100 has given negative returns, falling by nearly 1%. Small caps have fallen even more with the Nifty Small Cap 100 falling by 13% during this period. Large cap stocks performed better (in relative terms) giving 9% CAGR returns...

Overnight funds are debt mutual funds which invest in overnight securities having maturity of one day. These can be debt or money market securities having balance maturity of one day or overnight securities where issuer (borrower)borrows “overnight” from the investors (lenders). The issuer has to repay the principal amount along with...

SBI Magnum Equity ESG Fund is a thematic equity fund which invests in companies based on environmental, social and governance (ESG) criteria. Environmental criteria includes among other parameters, carbon footprint, energy use (renewable and non-renewable) and conservation, pollution control, waste management etc...

Diversified equity mutual funds are equity mutual fund schemes which invest across different industry sectors and market capitalization segments. Prior to 2018, there was no consistent framework for categorization of mutual fund schemes. Most equity mutual funds, with the exception of sector...

Financial planning for long term goals is not high priority for most individuals when they are young. At a younger age, fulfilling lifestyle desires, getting married and starting a family, purchasing assets for the family like a car and a house, are given more importance than savings and accumulation. But...

While behavioural finance suggests that greed and fear are the primary factors driving investment decisions of most investors, Warren Buffet believes that discipline is the single most important attributes of successful investors. Greed and fear are natural instincts for most people but discipline has to be practised consciously. Greed and...

When investors want regular income from their investments the automatic choices for many are bank term deposits or post office monthly income scheme. However, declining interest rates have caused many investors to be worried about meeting their income needs from traditional savings schemes. In the current economic environment interest...

There is a heated public debate about the economic slowdown in India. Most sensible people are not arguing whether we are facing a slowdown because the signs are clear; the debate about how serious the situation is. Is this just a slowdown or a recession? The generally accepted definition of recession is two consecutive quarters of negative...

The stock market has been volatile for many months now but this is not a new phenomenon. We have experienced similar conditions several times in the past and the magnitude of price corrections have been bigger than what we...

ITI Mutual Fund has launched ITI Long Term Equity Fund on July 15, 2019, an Equity Linked Savings Scheme (ELSS) new funds offering. Equity Linked Savings Schemes are essentially open ended diversified equity mutual fund...