Latest Saving, Investing & Mutual Fund Articles

As we embark on a new decade, it may be interesting to see how our stock market did in the last decade (2010 to 2020). In the last decade, Nifty 50 TRI gave 10.2% CAGR returns. As far as the broader market was concerned, the Nifty Midcap 150 TRI gave nearly 12% CAGR returns in the last decade. Equity as an asset class outperformed...

Tax planning is an important financial objective any person has. Tax planning starts when a person starts working and continues almost throughout one’s life, even after retirement. We have observed that, people often fail to look at tax planning objectively and start making investments related to tax saving in a very mechanical way. Tax...

For this article, we looked at the best performing focused equity funds category in terms of long term SIP returns. For our analysis we looked at monthly SIP performance of different focused equity funds over long investment periods 5 years, 7 years, 10 years etc. For investing through SIPs, you should always have long investment tenures...

Small cap mutual funds are equity mutual fund schemes which invest at least 65% of their assets in small cap stocks. SEBI categorizes 251^st and smaller companies by market capitalization as small cap companies. Small cap companies are smaller than midcap and large cap companies in terms of market share, revenues and earnings per...

I came across this chart over the internet which suggests that instances of negative returns decreases with increase in Mutual Fund SIP tenure. This led me to another question. What would this chart look like if we change the criteria from 0% returns, as implied above, to a minimum of 14% returns that is generally expected by...

Principal Multicap Growth fund invests in large, mid and small sized companies which are fundamentally strong with characteristics like superior management quality, distinct and sustainable competitive advantage, good prospects to grow revenues and profits in the future and financial strength. One of the main advantages of investing in...

Rapid advancements in technology are transforming industries and people’s lives around the world. Technology in the conventional sense has been used to automate manual processes and improve productivity. However, development in information technology in the last 20 years or so, particularly artificial intelligence (AI) and...

If you had invested Rs 1 lakh in Nippon India Growth Fund in its NFO in October 1995, your money would have multiplied to more than Rs 1.1 Crore. Nippon India Growth Fund is undoubtedly one of the biggest wealth creators for mutual fund investors in India over the last 25 years or so. The phenomenal wealth creation story of Nippon...

It’s true to say that once our palate has been served well with a great meal, our hunger subsides and the best of the cuisines would be insipid and unappetising.Similarly, our needs and desires have a strong correlation up to a certain age. So, once we start working, post our education, we often are not able to distinguish between our needs...

Value funds are equity mutual fund schemes which follow value style of investing. The essential feature of value style is investing in stocks which are trading at a considerable discount to the fair value (intrinsic value). Fund managers buy and hold these stocks for a long period of time to capture the valuation upside i.e. when the valuation of the...