Latest Saving, Investing & Mutual Fund Articles

SBI Equity Savings Fund was launched in May 2015 and has Rs 2,275 Crores of Assets under Management. The expense ratio of the fund is 1.72%. For redemption of units within 15 days, the fund will charge an exit load of 0.1%. The scheme has given 8.4% CAGR returns since inception. Considering the volatility of the scheme, which is much lower compared to other equity oriented hybrid funds, these...

Balanced Advantage Funds, also known as Dynamic Asset Allocation Funds, are hybrid mutual funds which manage their asset allocation dynamically between equity and debt. The asset allocation will change depending on market conditions using quantitative asset allocation models. You can see in the chart below that, different...

Tax consequences should be one of the most important considerations in investment and financial planning. It is the obligation of every tax payer to disclose the correct taxable income, including income from investments, in their annual income tax returns filing and pay the requisite tax; failure to do so, may attract penalties...

Dynamic Asset Allocation changes equity and debt allocations of the portfolio based on market conditions. Dynamic Asset Allocation models usually increase asset allocation to equity and reduce allocation to debt, if equity valuations fall. If equity valuations are increase, then dynamic asset allocation models reduce...

Midcap cap funds have been among the top performing equity mutual fund categories in the last one year¹. In the last one year, Nifty Midcap 150 TRI gave 20% return versus Nifty 50 TRI return of 15%². Midcap funds are equity mutual fund schemes which primarily invest in midsized companies listed on stock exchanges. As per SEBI...

The Russian invasion of Ukraine has rocked global equity markets. After weeks of simmering tension between Russia and Ukraine, the Russian President Vladimir Putin, ordered his armed forces to invade Ukraine on 24^th February 2022. The United States and other Western powers have announced stringent economic sanctions on...

Small cap mutual funds category attracts investors' interest from time to time. Investors usually prefer to stay away from small caps in volatile markets, but get interested in this category in bull markets. Small cap funds category has been one of the best performing equity mutual fund categories in the last one year...

In the first part of this two part series, How to plan for your retirement: Part 1, we had discussed why retirement planning is important and how much you need to save / invest in order to meet your retirement goal. In this second and final part, we will discuss how mutual funds can help you meet your retirement goal. Before we get into the nitty gritties of the topic...

Multicap mutual funds are diversified equity mutual fund schemes which invest across market cap segments i.e. large cap, midcap and small caps. Multicap funds are among the most diversified among all equity funds because they are not only diversified across industry sectors, but also across market cap segments. Prior to September...

After the outbreak of the first wave of COVID-19 the Reserve Bank of India pumped massive amount of liquidity in the financial system, to support the economy. As a result the yields of short term debt and money market instruments have remained low. As per CRISIL, the yields of Commercial Papers and Certificates...