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Conservative hybrid funds are hybrid mutual fund schemes which invest primarily in debt and money market instruments and also in equity and equity related securities. As per SEBI’s mandate, conservative hybrid funds must invest 75 – 90% of their assets in debt and money market instruments. They also invest 10 – 25%...

Market capitalization or market cap is defined as the current market price of a stock times the number of shares outstanding. The market cap of a stock is one of the best measures of a publicly traded company’s size. Companies with larger market caps are usually larger in size compared to a company with smaller market...

There is relatively less awareness of this debt mutual fund category. Constant duration funds invest in Government bonds and maintain a constant duration of their portfolio of bonds. A debt fund with constant duration of 10 years will maintain the 10 year duration irrespective of interest rate cycles. Before we delve...

Quantitative investing or quant is a rule based investment strategy that uses mathematical and statistical techniques to make investment decisions. Since quant investments are based on computer algorithms, there is very limited human intervention in quant investing. Quant funds are thematic equity mutual...

Mutual funds are market linked investments. The prices of the underlying securities e.g. stocks, bonds etc of a mutual fund scheme can go up or down depending on market movement. The Net Asset Value (NAV) of a scheme reflects the market value of the underlying securities. Accordingly, the NAV of a scheme can go up or down...

The CPI inflation in September 2022 spiked up to a 5 month high of 7.41%, despite 50 bps interest rate hike by the Reserve Bank of India (RBI) in August. Earlier this month, the US Federal Reserve hiked interest rates by another 75 bps and the RBI may follow suit in by raising interest rates again in their December...

Domestic consumption is one of the most important themes of the India Growth Story. India enjoys a demographic advantage as far as this theme is concerned. We have a young population; the average age is just 29 years (Source: Ministry of External Affairs). As per National Family Health Survey 2021, 88% of the population is...

Balanced advantage funds, also known as dynamic asset allocation funds, are a type of hybrid mutual funds. Hybrid funds invest across multiple asset classes e.g. equity, debt etc. These funds provide asset allocation or risk diversification benefits to your portfolio. Different asset classes have different risk / return...

Multicap is an equity investment strategy, where the investment is spread across different market capitalization segments. Market capitalization of a stock is the share price of a stocks multiplied by the total number of shares outstanding. Investors use market cap to denote a company’s size. Different market cap segments have...

Asset allocation refers to diversification of investments over two or more asset classes. When we talk about asset allocation, investors usually think of a mix of equity and fixed income. Multi asset allocation is spreading your investments over at least 3 asset classes. These asset classes are equity, fixed income or debt, gold...