Latest Saving, Investing & Mutual Fund Articles

J-Curve effect is an important phenomenon observed in various fields like economics, finance and statistics. The most common manifestation of J-Curve is seen in the impact of currency depreciation on the balance of trade. J-Curve...

In the last few years high dividend yield stocks have caught the investors fancy. Mutual funds investing in high dividend yield stocks are also catching the investor’s attention. The appeal of high dividend yield stocks in understandable...

In our previous post, Demystifying Derivatives: Option Trading Techniques Part 1, we discussed some basic option trading techniques. If you are buying options, then your risk is limited to the option premiums. If you are writing...

Mutual funds enjoy tax advantage over most other asset types when you make capital gains. Capital gains made in equity funds, held for less than 12 months, are taxed 15.45% (including 3% education cess); if funds are held for more than 12...

Referral is a tried and tested client acquisition channel in the financial advisory business. Some mutual fund distributors have been very successful in growing their business through referrals, while others have not been able to achieve any...

Top performing banking sector mutual funds have given more than 30 - 40% returns in the last one year. When funds give such high returns, both existing and new investors are wary if the returns will be subdued in the future. Many of the top...

You may have observed in limited over cricket that teams with strong batting line-up choose to bowl first after winning the toss. The reason is obvious; when you are batting second you know, exactly how much, you have to score to...

Let us start this post with a question. Why do we need money? Money has two basic uses. We need money to fulfil our current needs like buying food, paying bills, rent / mortgage etc. We also need money for our future needs. Whether your...

Term Life Insurance plans in India are the most basic, effective and important Insurance Plan for an individual. Term Insurance Plans are basically protection plans and designed to protect your family against unforeseen circumstances by providing...

Balanced Funds have been around in Indian Mutual Industry for nearly 25 years now. Balanced funds are essentially hybrid funds with both debt and equity in its portfolio to balance the risk. The Balanced fund portfolios typically hold up to 65-70% of its...