Latest Saving, Investing & Mutual Fund Articles

Equity Savings Funds are equity oriented hybrid funds whose risk profiles are more moderate (lower risk) than the traditional balanced funds and yet they enjoy the tax advantage of balanced funds. Balanced Funds allocate at least 65% of their assets...

A few months back, we started a series on debt mutual fund investments. Many retail investors avoid debt funds because they do not understand the risk / return characteristics of these investments well. The learning objective...

In our post, What are the Best Tax Saving Investments: Fixed Income Part 1, we had discussed that, Public Provident Fund (PPF) is one of the most tax friendly risk free investment option under Section 80C of Income Tax Act 1961. From a tax...

The question has been haunting me for the last three years since I attended a training program on usage of social media in an IFA’s business. The program covered Facebook, Hoot suite, Quora, Twitter, Linked-in and one more platform which shows...

In our post, How to get the best out of mutual funds by avoiding common mistakes: Part 1, we had discussed some common mutual fund investing mistakes like trying to time the market, investing in a large number of mutual fund schemes to...

Asset allocation is the most important characteristic of a balanced investment portfolio. A balanced portfolio has exposure to different asset classes like equity, fixed income, gold etc in the right proportions. Mutual funds can help investors...

We often come across blogs comparing Public Provident Fund (PPF) with ELSS. When comparing these two asset types, one should remember that their risk return characteristics are fundamentally different and therefore, it is unfair to compare...

We believe that every financial decision in our life should be based on some goal. The goal can be building a retirement nest egg, saving for your children’s college education or wedding, saving for a down-payment for property purchase...

The last 6 months have been interesting for the stock market. After a 3 month rally starting in March, concerns about Brexit, US Interest Rates, uncertainty about the outcome of US Presidential Elections and demonetization have...

In November, mutual funds in India invested र 13,600 Crores in equities. These investments were made possible by participation of large number of retail investors in equity mutual funds taking tactical advantage of weakness in equity...