Most Popular Saving, Investing & Mutual Fund Articles

A vast majority of risk averse investors prefer bank fixed deposits to debt mutual fund schemes. Perception of risk and lack of financial awareness are the contributing factors. For investors who are willing to sacrifice...

If you started a monthly SIP of र 5,000 in SBI Magnum Midcap Fund 10 years back, by now you would have accumulated a corpus of over र 16.4 lakhs (as of end June 2016). The annualized SIP return of this midcap equity mutual fund over the last 10 years is...

Today’s senior citizens definitely have more savings and investments compared to their parents, when they were retired, but the cost of living has multiplied manifold. Many of today’s retirees, unlike their...

Balanced funds have been around in India for nearly two decades and Birla Sunlife 95 is one of the oldest schemes with one of the best track record of performance in this category. Balanced funds are essentially...

Mutual Fund Systematic Investment Plans or SIPs were introduced in India way back in 1993 by Franklin Templeton Mutual Fund. Since then investing through SIPs have come a long way and it is now the preferred way of investing in mutual...

There are many investment options that plague an investor. Wealth management keeps getting increasingly cumbersome with a wide array of investment products. It is at these times that your advisor would probably suggest allocating...

When picking a mutual fund for your investment consistent performance should be one of the most important selection criteria. While investors should invest in mutual funds with a long time horizon to create wealth...

It is very hard to let go off the fixed deposits, especially when the interest rates are as high as 9.5%, close to a double digit. An investor might think it is even foolish to consider Debt funds in such a scenario because...

Debt mutual funds offer a large variety of products that cater to a wide spectrum of investment needs, risk profiles and interest rate scenarios. While bank fixed deposit is almost an automatic choice for most retail investors as far as short...

We have discussed earlier in our blog that, asset allocation is the most important aspect of financial planning (please see our article, Asset Allocation strategies for different age groups). A number of studies have...