It is very hard to let go off the fixed deposits, especially when the interest rates are as high as 9.5%, close to a double digit. An investor might think it is even foolish to consider Debt funds in such a scenario because...Read More
Debt mutual funds offer a large variety of products that cater to a wide spectrum of investment needs, risk profiles and interest rate scenarios. While bank fixed deposit is almost an automatic choice for most retail investors as far as short...Read More
DSP BlackRock Micro Cap Fund aims to generate superior returns by investing in a diversified portfolio of small and mid-cap companies with high growth potential. In this fund a majority of the portfolio...Read More
We have discussed earlier in our blog that, asset allocation is the most important aspect of financial planning (please see our article, Asset Allocation strategies for different age groups). A number of studies have...Read More
Most of us keep our money lying in savings bank if we plan to use them in short term (less than 12 months) and park it in fixed deposits if we do not plan to use it in the short term (more than 12 months). We have discussed in our blogs that...Read More
Mutual Fund Systematic Investment Plans or SIPs were introduced in India way back in 1993 by Franklin Templeton Mutual Fund. Since then investing through SIPs have come a long way and it is now the preferred way of investing in mutual...Read More
The infrastructure sector in India comprises of power, telecommunications, roads, railways, ports, airports, irrigation etc. Infrastructure funds are thematic equity mutual fund schemes which invest in stocks that are associated with the infrastructure sector. Infra funds usually invest in power, cement and construction, oil...Read More
If you started a monthly SIP of र 5,000 in SBI Magnum Midcap Fund 10 years back, by now you would have accumulated a corpus of over र 16.4 lakhs (as of end June 2016). The annualized SIP return of this midcap equity mutual fund over the last 10 years is...Read More
Today let us explore how SIPs in Thematic Equity Mutual Funds have created wealth for the investors over the last 10 years. But, let us first understand what Thematic Funds are. Thematic Funds are equity mutual funds that invest in stocks based on a...Read More
Balanced funds have been around in India for nearly two decades and Birla Sunlife 95 is one of the oldest schemes with one of the best track record of performance in this category. Balanced funds are essentially...Read More