Most Popular Saving, Investing & Mutual Fund Articles

Value funds are equity mutual fund schemes which follow value style of investing. The essential feature of value style is investing in stocks which are trading at a considerable discount to the fair value (intrinsic value). Fund managers buy and hold these stocks for a long period of time to capture the valuation upside i.e. when the valuation of the...

When we think about mutual funds, we are conditioned to think only of equity investments. It is true equity as an asset class provides superior returns over a long time horizon. However equity funds are not the...

In the previous two articles in our life insurance series, we had discussed how to determine how much life insurance cover you need and how to choose a life insurance provider based on various metrics. Each of...

Health insurance is a critical financial need in this age of ever increasing healthcare expenses. However, as cost of healthcare and the accessibility to better and more expensive hospital facilities in India is...

A few months back I attended a dinner party at an ex-colleague’s place in Gurgaon. One of the invitees to the party was a chartered accountant cum financial planner, who runs a very successful tax and financial advisory practice in the National Capital...

HDFC Top 100 Fund is one of the oldest large cap funds with a track record of nearly 27 years. Large cap funds are among the most popular mutual fund categories. Though from time to time midcap and small cap funds attract a lot of investor interest, large cap or large cap oriented funds usually...

Kiyosaki's cash flow quadrant is an interesting one not only for its economic sense but because it reflects the values and mindset of every occupant in this quadrant who in turn make up the business world...

Aggressive Hybrid Funds are equity oriented hybrid mutual fund schemes, where minimum equity allocation is 65%. Aggressive Hybrid Funds enjoy equity taxation. Long term capital gains (investment tenure of more than 1 year) up to Rs 1 Lakh...

I came across this chart over the internet which suggests that instances of negative returns decreases with increase in Mutual Fund SIP tenure. This led me to another question. What would this chart look like if we change the criteria from 0% returns, as implied above, to a minimum of 14% returns that is generally expected by...

What makes or mars a well laid out platter of food at the restaurant is the aroma that makes you either to salivate at the sight of the food or just sniff at the compromise called a cuisine. The fate of the food gets...