The question has been haunting me for the last three years since I attended a training program on usage of social media in an IFA’s business. The program covered Facebook, Hoot suite, Quora, Twitter, Linked-in and one more platform which shows...Read More
India can take pride that we have always been a country of savers. From a high savings rate of 36% of GDP to a low of 30% of GDP, Indians have always been big savers. Most of our savings are directed towards...Read More
If you had invested Rs 1 lakh in Nippon India Growth Fund in its NFO in October 1995, your money would have multiplied to more than Rs 2.2 crores. Nippon India Growth Fund is undoubtedly one of the biggest wealth creators for mutual fund investors over the last 25 years or so. The phenomenal wealth creation...Read More
While the performance of equity funds last year had been in general, lackadaisical, the performance of the small and midcap funds category has been particularly tepid. The average return of small and midcap...Read More
Paying money for something which you won’t get if you are alive!!! Doesn’t it sound ridiculous?? Will you pay for any such thing!!! How can we do that?? Now read carefully, I being Gujarati and belonging to...Read More
When we think about mutual funds, we are conditioned to think only of equity investments. It is true equity as an asset class provides superior returns over a long time horizon. However equity funds are not the...Read More
On the eve of Independence Day, I wish that people of India also vow for being financially independent. Let’s celebrate 15th August by not only feeling proud of being a citizen of Independent India but furthermore...Read More
The equity market has been challenging for the last 6 to 9 months due to variety of concerns e.g. spread of Omicron, high commodity prices, trajectory of interest rates, the War in Ukraine, slowdown in Chinese economy etc. Over the last 6 months, the Nifty 50 is down nearly 12%, while the broader market, particularly...Read More
From working with financial advisors for many years, I have observed many justifications for spending the majority of their workday in the office. Here are six of them...Read More
In this series we have discussed some key financial management principles to be followed at various age groups, the twenties, thirties and forties. By the time you reach your fifties, you should have checked off...Read More