Equity Linked Savings Schemes not only helps investors save taxes under Section 80C of Income Tax Act 1961, they can also help investors to create substantial wealth in the long term. Rs 1 lakh invested in ICICI Prudential Long Term Equity...Read More
LIC Mutual Fund Unit Linked Insurance Scheme is an investment cum insurance product, which offers investments in equity oriented hybrid asset class along with life insurance cover. Launched in 1989, the Unit Linked Insurance Scheme is one...Read More
One of the biggest benefits of SEBI’s Mutual Fund Scheme re-classification initiative is that, investors now have a clearer idea about the market cap composition and risk characteristics of a mutual fund scheme. Large and midcap...Read More
Bank Fixed Deposits and Government Small Savings Schemes are automatic investment choices for vast majority of risk-averse investors in our country. While these schemestheoretically give risk free return, one has to look at risk through...Read More
As part of SEBI’s directive on mutual fund scheme rationalization and re-classification, some new scheme categories have been created to help investors understand the investment characteristics of different mutual fund schemes...Read More
With the onset of volatility in the stock market earlier this year, dynamic asset allocation hybrid funds are in flavor with investors. As part of SEBI’s mutual fund re-classification initiative, dynamic asset allocation funds or balanced advantage...Read More
The most important part of investing for one’s goals is asset allocation in accordance with the investor’s risk appetite. Most investors are not able to get this right; either they take too much risk or they take too little risk - both are harmful...Read More
Credit risk funds are debt mutual fund schemes which aim to capture higher yields by investing in AA or below rated corporate bonds (Non-Convertible Debenture). Lower rated bonds pay higher coupon rate to investors and by investing slightly...Read More
ELSS Mutual Funds or Equity Linked Saving Schemes offer you a simple way to get tax benefits under Section 80C of The Income Tax Act 1961, while aiming to make the most of the potential of the equity market investing. Therefore, if the...Read More
The Indian mutual fund industry has made great strides over the last few years with investors pumping in a record Rs 1.3 lakh Crores in equity mutual funds in 2017. However, the share of mutual fund assets in household savings is still very low...Read More