Life Insurance Articles

Paying money for something which you won’t get if you are alive!!! Doesn’t it sound ridiculous?? Will you pay for any such thing!!! How can we do that?? Now read carefully, I being Gujarati and belonging to...

You can choose to add some extra benefits to your basic life insurance cover in your insurance policy, by paying additional premium. These additional benefits are called insurance riders. Generally the extra...

There are both advantages and disadvantages associated with buying single premium versus regular premium life insurance policies. In a single premium insurance policy, the entire premium is paid up front, whereas...

Whole Life plan provides life insurance cover for the entire life of a person or 100 years, which is less. Unlike fixed term plans or endowment policies, whole life insurance policies provide financial security throughout...

Life insurance is essential for the financial protection of your family in the event of an unfortunate death. However, insurance buyers often focus on other considerations like tax savings, premiums or investment returns...

In our previous article, How have top Unit Linked Insurance Plan (ULIP) funds performed in the last 5 years: Part 1, we have seen how the top equity oriented ULIP funds have performed in the last 5 years. We had seen...

The much maligned ULIPs have become more attractive as investment options under the revised IRDA guidelines. The cost and fees structure of ULIPs have been considerably rationalized. For the uninitiated, ULIPs...

Term insurance policies are becoming increasingly popular in India, and for a very good reason. A term plan is the purest form of insurance and is a straightforward protection policy. The premium of term...

In our previous article, Choosing between Endowment and Money Back Life Insurance Plans, we had seen that the money back life insurance plans offer very low returns, compared to other investment products...

Selecting the right life insurance product is often a tough task for insurance buyers because of the plethora of products offered by insurers, deliberate mis-selling of some products by certain insurance intermediaries...