Latest Saving, Investing & Mutual Fund Articles

Most investors select mutual fund schemes based on past returns, often recent returns e.g. last 1 year returns. However, looking at last 1 or 2 years returns can be misleading for debt funds. In this article, we will discuss why past returns can be misleading for debt investors. We will also discuss about a debt fund...

Many mutual fund investors may be familiar the term “Value Investing”. This term is often associated with the famous investor, Warren Buffet. However, the term value investing is not understood very well by many investors. In this article, we will discuss about value investing and value funds. Before we delve into value...

The profit made by a company from its operations is known as the operating profit or in accounting terms, EBITDA (Earnings before Interest, Depreciation and Amortization). From EBITDA, the company pays interest to its lenders. Depreciation and amortization, which are non-cash items, are also deducted from...

The Union Budget essentially is a statement of income and expenditure of the Government of India. The Budget has two components, the revenue budget and capital budget. In the revenue budget, tax (direct and indirect) and non tax revenues (e.g. dividends paid by CPSEs) are the source of income for the Government. The...

If you had invested Rs 1 lakh in Nippon India Growth Fund in its NFO in October 1995, your money would have multiplied to more than Rs 2.2 crores. Nippon India Growth Fund is undoubtedly one of the biggest wealth creators for mutual fund investors over the last 25 years or so. The phenomenal wealth creation...

The Union Budget is one of the most awaited events in the calendar. The market usually has a lot of expectations from the Budget, but since 2024 will be an election year, the market only had reasonable expectations from the Budget. This was evidenced by the lack of the usual market rally leading up to the Budget. The...

There has been lot of debate in digital and social media about the pros and cons of old versus new tax regime after the proposed changes in direct taxes in 2023 Budget. Many people are arguing that below the income slab of Rs 15 lakhs or more, the tax rates for different income tax slabs are lower in the new regime...

2022 has come to an end and 2023 has begun. 2022 was a difficult year for global equity markets with high inflation, rising interest rates and an ongoing war in Ukraine. Major global market indices e.g. Dow Jones, NASDAQ, DAX, CAC, Nikkei and Hang Seng, all ended the year in red. India was a bright spot in the global equity...

We are in last quarter of FY 2022-23 / AY 2023-24 and you should complete your tax planning for the year by 31^st March 2023. Different sections of Income Tax Act of 1961 can help you reduce your tax obligation and save taxes by claiming deductions from your gross taxable income. In this blog post, we will discuss about two...

ITI Mutual Fund has launched a New Fund Offer, ITI Flexi Cap Fund, an open-ended equity scheme which will have flexibility to invest across market capitalization segments i.e. large cap, midcap and small cap. ITI Flexi Cap Fund is the 9^th scheme in ITI MF’s equity product offerings. The NFO opened for subscription on...