Latest Saving, Investing & Mutual Fund Articles

Mutual funds have come a very long way in India as part of household financial assets. As on 30^th April 2023, there were nearly 15 crore mutual fund folios (source: AMFI). Retail investors and high net worth individuals (HNIs) held nearly Rs 24 lakh crores of mutual funds as part of their financial assets. Systematic...

If you had invested Rs 1 lakh in Nippon India Small Cap Fund at the time of its inception (September 2010), the value of your investment would have grown to nearly Rs 10.57 lakhs (as on 7^th June 2023). The CAGR returns of this scheme since inception is over 20%. If you invested in the scheme with a...

In a few weeks, schools will reopen after summer vacation. The focus will be back on academics and school activities. Child’s education is one of the most important life-stage goals of parents, since good higher education is an important factor in career success of your child. Many parents will be willing to sacrifice some luxuries in...

Arbitrage funds are hybrid mutual fund schemes which aim to generate arbitrage profits by exploiting price differences of the same underlying assets in different capital market segments. These funds can also invest in debt and money market instruments. As per SEBI’s directive, arbitrage funds must invest at least 65% of their assets...

Having a well-thought-out strategy is crucial when managing investments and building long-term wealth. Systematic Transfer Plans (STPs) give investors a disciplined approach to shift funds from one investment option to another gradually. This article will explore STPs, why investors should consider using them, their benefits...

ITI Mutual Fund has launched a New Fund Offer, ITI Focused Fund, an open-ended focused equity scheme which will invest in portfolio of maximum 30 high conviction stocks across market capitalization segments i.e. large cap, midcap and small cap. The NFO has opened for subscription on 29^th May...

When we think of investments, most investors mainly think about equity and fixed income. Gold and silver have huge cultural significance in India. However, gold and silver jewellery or articles are thought of as family heirlooms to be gifted to children or grand children at the time of the wedding or other auspicious occasions or as a...

Passive funds are growing in popularity all across the world especially in developed markets. In the US passive equity assets under management (AUM) has already overtaken active equity AUM (source: Financial Times, June 2022). In the next few years passive will overtake overall active AUM (including fixed income)...

Through this below note and example, we are attempting to simplify the understanding. Hence, we have taken only actively managed equity funds as an example & as it also forms a bulk of the industry AUM today. (The article does not include any information on ETF, FOF & Index Funds & its proposals, if any). Now, will this really...

Retail investors in India have traditionally favoured Bank Fixed Deposits and Government Small Savings Schemes for their fixed income investments. However, fixed deposit interest rates have generally been declining over the last 10 years (see the chart below). Nominal interest rates are directly related to the inflation and GDP...