Endowment insurance policies have always been very popular in India. The advent of ULIPs had an impact on the popularity of endowment policies, but they still continue to be quite popular. If you had bought...Read More
As this fiscal year draws to a close, tax planning is now an important concern for a lot of people. Section 80C of Income Tax Act allows tax payers to claim deductions from their taxable income by investing in certain...Read More
Asset allocation is the most important aspect of financial planning. A lot of investors allocate a sub-optimal proportion of their portfolio to equities. This is because the risk appetite of investors in India is low...Read More
Mutual Fund Monthly Income Plans (MIPs) are one of the best investment options for investors with moderate risk tolerance. Monthly Income Plans are conservative hybrid mutual funds which invest 70 – 75% of their portfolio assets...Read More
In our last three posts in this series we had discussed How SIPs in Top and Best Large Cap Mutual Funds have created wealth over last 12 years, How SIPs in Top and Best Mid and Small Cap Mutual Funds have created wealth over last 10 years, and...Read More
In the first part of this series, Top 7 Small and Midcap Equity Mutual Funds for investment in 2016: Part 1, we saw the top 7 small and midcap funds, based on CRISIL’s latest mutual fund ranking (for quarter ended March 2016) and also our...Read More
Of the several mutual funds product categories available in the market, gilt funds are probably the least understood product category. Many retail investors stay away from gilt funds and many others have wrong strategies when investing...Read More
Healthcare costs in India are increasing at a distressing rate. Based on some estimates the annual healthcare inflation is the range of 15 – 25%. A hospitalization for a serious illness can cost Rs 5 lakhs or above...Read More
In our previous article we discussed the benefits of start investing early for wealth creation and we also discussed how it is possible using 'power of compounding'. Now, let's understand how Compound Interest...Read More
A term plan is a straightforward protection policy and is the purest form of Life Insurance. Term plans, unlike endowment or money back plans, do not have savings and investment component built into the insurance...Read More