Most Popular Saving, Investing & Mutual Fund Articles

ULIP or Unit Linked Insurance Plans provides you the benefit of market-linked returns along with a life insurance cover into one product. ULIPs are a wealth-creating tool that fulfils your financial goals in the medium to long-term period. ULIP plans offers...

With the new NDA government coming to power, many investment experts believe that, India is on the threshold of a long term secular bull market. While it is certainly easier to make money in bull markets, it is also...

We all look forward to our retirement days when we will have time on our hands and lazy days stretching ahead. We will finally live life on our own terms without the iron hand of a schedule to intimidate us and to fasten...

ICICI Prudential Banking and PSU debt fund has been a strong performer in the short term debt funds category over the last few years. In the last one year this short term debt mutual fund schemegave 9.7% return, which was much higher than bank...

I remember having read recently that the frequency of traffic collisions in India is amongst the highest in the world. Every year more than 135,000 traffic collision related deaths are reported in India (Source: National Crime Records Bureau, India). But...

In the last one year the Nifty rose from 5694 to 6483, a rise of 14%. During the same period S&P 500, the US stock index, rose from 1558 to 1860, a rise of 19%. With the benefit of hindsight, as a rational investor...

Systematic Investment Plans (SIP) has been the favoured investing mechanism of many retail mutual fund investors, since they were introduced in India almost 20 years back by Franklin Templeton. SIPs offer a simple...

In our previous article, Choosing between Endowment and Money Back Life Insurance Plans, we had seen that the money back life insurance plans offer very low returns, compared to other investment products...

Balanced Funds have been around in Indian Mutual Industry for nearly 25 years now. Balanced funds are essentially hybrid funds with both debt and equity in its portfolio to balance the risk. The Balanced fund portfolios typically hold up to 65-70% of its...

When it comes to expectations of return on investments, there are broadly two types of investors. The first type of investors seeks higher returns with an objective of multiplying their investments over a period of time, and using investments to...