Dwaipayan Bose Articles

We have discussed earlier in our blog that, asset allocation is the most important aspect of financial planning (please see our article, Asset Allocation strategies for different age groups). A number of studies have...

Even though the real estate market has been somewhat subdued in the last one to two years, over the past ten years, real estate in India has given good returns. Enticed with the idea of owning a house and seeing...

The Kotak Opportunities fund has a solid long term track record of outperformance compared to the category of large cap equity funds and the S&P BSE 100 index. The fund, which will complete 10 years...

A lot has been written in financial blogs about Direct Plans. Many financial experts argue in favour of Direct Plans, especially about the fact that the expense ratio is lower in Direct Plans and that returns are a little...

Top performing mutual fund monthly income plans (MIPs) have beaten Post Office Monthly Income Scheme (MIS) in terms of annualized returns over the last 5 years, by investing a small part of the corpus in equities...

The Finance Minister announced some important changes to the personal income tax front in the 2014 Budget. We will discuss these changes and the implications for tax payers in this blog...

With the rising cost of healthcare in our country, health insurance is an essential investment in ensuring our family’s critical healthcare needs. Healthcare costs in India are increasing at a distressing rate...

There are both advantages and disadvantages associated with buying single premium versus regular premium life insurance policies. In a single premium insurance policy, the entire premium is paid up front, whereas...

An effective way to save tax, as advised by tax consultants, is to form a Hindu Undivided Family. The principle of taxation of Hindu Undivided Family is based on the concept of joint family in India, where the assets...

Infrastructure funds, which have been the biggest laggards in the last five years, are now making a strong comeback. Infrastructure sector funds, as a category, have given nearly 65% returns in the last year...