Dwaipayan Bose Articles

Life insurance is essential for our financial security. However, life insurance as a financial product, popular as it may be, is still widely misunderstood due to the general lack of financial literacy and widespread misselling...

Equity Linked Savings Scheme (ELSS) is one of the most popular tax saving investments under section 80C of the Income Tax Act. With Equity Linked Savings Schemes, investors can avail the triple benefits of tax...

LinkedIn is a powerful online social networking tool for professionals. More professionals are active and engaged in LinkedIn, than ever before. Professionals actively use LinkedIn to explore career...

How do you know if your mutual funds are performing well? We have investment objectives in our financial plans. Implicit in our plan are expectations on investment returns. Your equity fund may...

In our previous article, we had discussed the buzzing large cap and diversified equity funds. In the last 6 months large cap and diversified equity funds categories have given average returns of 26 – 30%...

Indian equity markets are rallying. The Nifty closed at an all time high of 7,796 on July 23. In the last 6 months Nifty gained 22.9%, while the Sensex gained 22.3%. Even the broader markets have performed very...

In the previous article of this series, Tax Planning at different stages of life – Part 1, we have discussed some tax planning ideas for people in the age group of 20 – 30 years and 30 – 40 years. Tax planning is an...

Tax planning is an important financial objective of any person. Tax planning starts when a person starts working and continues almost through-out one’s life, even after retirement. While there are various aspects...

You can choose to add some extra benefits to your basic life insurance cover in your insurance policy, by paying additional premium. These additional benefits are called insurance riders. Generally the extra...

Investors looking for regular income from their investments opt for dividend plans. However, in the last two years, the Government has been taking more out of dividends, in the form of Dividend Distribution Tax (DDT)...