Dwaipayan Bose Articles

This year has been especially volatile for equity markets in India. The Sensex has fallen by 10% over the past one month. If we compare with the all time high in early March, the Sensex is down over 15% (as on Sep 2)...

From time to time we see debates on expense ratios in the investment community. For the average retail investor in India, however, expense ratio is not an important factor in investment decision making. The average investors base their mutual fund...

The volatility in the Indian equity market over the past few weeks is sure to have spooked a lot of retail investors. The Sensex fell over 2,500 points from 28,236 on August 7 to 25,741 on August 24, a nearly 10% decline in little over 2 weeks...

The most important objective of life insurance is to get life cover for the dependents of the insured in the event of an unfortunate death. In other words, in the event of an unfortunate death, your family should receive the sum assured from the...

There is a perception among some mutual fund investors that larger the fund AUM (assets under management), better is the prospect of good performance. However, in reality there is no significant correlation between fund AUM...

Balanced Mutual funds are excellent investment options for investors with moderate risk tolerance, since they can generate excellent returns for the investors with limited downside risks. In fact balanced funds have seen excellent inflows...

Some top performing equity funds have given 2 times returns in the last 3 years. Birla Sun Life Frontline Equity fund has given 17 times returns in 12 years, implying that on an average, investment in the fund has doubled in value every 3 years...

Mutual Funds which stand the test of the time and deliver strong returns across different market cycles become favourites with investors. SBI Magnum Multiplier fund launched in 1993 is one such fund. In the last few years, the fund...

One of the oldest tax saving mutual funds in India, SBI Magnum Taxgain Scheme 93, has continued to deliver strong returns even in the recent past. SBI Magnum Taxgain Scheme delivered over 20% returns in the last...

The last one year has been very good for midcap funds. Midcap funds have given generated significantly superior returns relative to large cap funds over the last one to three year period, as can be seen in the...