As we embark on a new decade, it may be interesting to see how our stock market did in the last decade (2010 to 2020). In the last decade, Nifty 50 TRI gave 10.2% CAGR returns. As far as the broader market was concerned, the Nifty Midcap 150 TRI gave nearly 12% CAGR returns in the last decade. Equity as an asset class outperformed...Read More

The last 2 years have been difficult for mid and small cap stocks and funds. Nifty Midcap 100 index has fallen nearly 20% in last 2 years, while the Nifty Small Cap 100 index has fallen 37%. 2019 was a relatively better year for small and midcaps, even though we saw negative returns for both midcap and small cap indices in 2019 as...Read More

We get many queries on our website seeking guidance on what to do with mutual fund schemes which are not performing well. Should you redeem and sit on cash? Should you switch to better performing funds and if yes, which mutual fund scheme should you switch to? Should you continue to hold and wait? How long should you wait...Read More

Tax payers usually treat tax planning as tax saving exercise. But tax planning should be a very important financial planning exercise tax payers must endeavour to link their tax saving investments with long term financial goals. Section 80C of Income Tax Act 1961 allows tax payers...Read More

Mutual Fund Systematic Withdrawal Plan (abbreviated as SWP) is a smart mutual fund investment solution whereby you can invest in lump sum and draw a fixed amount every month (or any other interval). Regular fixedcash-flows...Read More

In volatile markets, investors often face the dilemma of whether to invest or to wait for the prices to fall further. While investing at market bottoms undoubtedly yields higher returns it is almost impossible to time the market. The year...Read More

BJP led NDA is all set to form the next Government with a comfortable majority and Narendra Modi will have at least one more term as the Prime Minister. The Nifty after trading sideways in 2018, shot up 10% in the pre-election rally in...Read More

Investing in ETFs and index funds are not as popular among retail investors in India as it is in the developed markets like the United States, but it is increasingly gaining popularity among investors. In the last 1 year, Nifty 50...Read More

Most of us have heard the old idiom, "don't put all your eggs in one basket". If the basket falls, you will break all the eggs. On the other hand, if you distribute the eggs to two or three different baskets, even if one basket falls, you will...Read More

The last one year has been a very difficult one for midcap stocks and funds. The BSE Midcap Index fell 14% from January 1, 2018 to January 1, 2019; on a year to date basis the index has fallen a further 8%. Such steep falls expectedly...Read More