Many investors have mixed experience with long term debt mutual funds. This is primarily because, despite the nomenclature of these funds, many investors hold these funds for short tenures and aim to profits from favorable interest...Read More

Balanced or hybrid funds is one of the fastest growing mutual fund product categories in India. As per AMFI data, in the last 3 years (period ending March 31, 2018) balanced fund AUM of the mutual fund industry grew at a...Read More

The mutual fund industry in India has matured a lot in the last 20 years or so. Regulatory reforms have made mutual fund industry much more transparent (in terms of disclosure norms) and efficient than how it was couple of decades...Read More

Mutual funds have been growing in popularity among retail investors in India over the last few years. 2017 was one of the best years for the mutual fund industry with record inflows. Media observers and experts attribute this growth...Read More

Balanced Mutual funds have 65 – 75% exposure to equities and 25 – 35% to debt. The debt component of balanced mutual funds makes these funds considerably less volatile than equity mutual funds. At the same time, the...Read More

If you look at the various investment options under Section 80C of Income Tax Act 1961, you will observe that many of these investments are meant to serve your retirement planning needs in addition to tax savings. Employee Provident...Read More

In the first part of this post, Balanced Funds Demystified – Part 1, we discussed about risk return characteristics of Hybrid or Balanced Funds. The risk profile of a Balanced Fund depends on its asset allocation and some Balanced...Read More

Historically, mutual funds in India constitute a very small percentage of average household savings. But in the last 5 years or so, the popularity of mutual funds among retail investors in India has increased substantially. While mutual...Read More

How many times did you wake up in the morning and felt like not wanting to go to work? Most of us would have felt that way at least a few times in our careers. How many times did you drag yourself to office despite wanting to take the...Read More

I had heard “financial independence” being used by people in different contexts many times, but I never realized what it really means till I read the book, “Rich Dad, Poor Dad” by Robert Kiyosaki. A co-worker in New York, who was also my batch...Read More