Latest Saving, Investing & Mutual Fund Articles

In the last blog post – Do you know how to select Debt funds: Understanding the risk - we discussed various types of risks that may be associated with investing in debt funds. We also discussed how the debt funds are much more predictable...

Over the past few months, I have come across a number of senior citizens, relatives, parents of friends, acquaintances etc., in weddings and other social occasions; their concerns were with falling interest rates of fixed deposits and...

Mutual Fund Systematic Investment Plans or SIPs were introduced in India way back in 1993 by Franklin Templeton Mutual Fund. Since then investing through SIPs have come a long way according to data provided by Association of Mutual Funds in India...

Systematic Investment Plans (SIPs) are one of the most perplexing investment instruments. While most new investors are wary of them, a lot of seasoned investors too have struggled to get their SIP strategy right.So, before jumping on to...

As recent as a few months back, more than one person told me that they would not have invested in life insurance policies for tax saving if they knew more about the return potential of Equity Linked Savings Schemes (ELSS). Despite...

Thirty four years back, on a nice winter afternoon in Chennai, Sunil Gavaskar broke Don Bradman’s record of 29 test centuries. My school was closed for the winter break and I remember huddling in front of the radio (we did not have TV in our...

A survey by IMRB International shows that India’s per capita retirement and pension assets as a percentage of Gross Domestic Product (GDP) is among the lowest compared to other economies like Germany, USA and Brazil. The survey also...

My friend Amit understood the meaning of life Insurance when his colleague Muthu suddenly died in office. Muthu met with a sudden heart attack and declared dead when brought to the hospital. Even though Muthu was earning Rs 65,000 a month, he had...

The cultural significance of gold in Indian dates back thousands of years of history. Every year on certain auspicious days like AkshayaTritiya, Navratri, Dhanteras, Diwali etc, many households in India want to purchase gold. Gold is...

"Change is the only constant" applies most aptly in case of insurance buying trend in India. During the time of our parents,traditional plans like whole life insurance, money back, Endowment Insurance and pension plans ruled the roost. However, post launch...