Latest Saving, Investing & Mutual Fund Articles

In the first part of this post, Balanced Funds Demystified – Part 1, we discussed about risk return characteristics of Hybrid or Balanced Funds. The risk profile of a Balanced Fund depends on its asset allocation and some Balanced...

Historically, mutual funds in India constitute a very small percentage of average household savings. But in the last 5 years or so, the popularity of mutual funds among retail investors in India has increased substantially. While mutual...

Raj, an IT software professional just stepped into Bangalore for his first job. He has plans to go in for higher studies after 3 to 5 years and bear the expenses from his salary. He decided to invest his savings. He has always...

This has been a great year for Indian stocks. Year to date the Nifty has given nearly 25% returns. While years like 2017 are great for investor sentiment, we would like to reiterate that equity as an asset class is volatile in nature. Over the last 28...

The only motive behind investing money is not having to work hard the entire life. We earn till a certain age and the rest of the life we wish to eat the fruits of the plants we had already planted in the earlier stage and the...

When we talk about savings bank, we remember of an account when we were growing up and our parents helped us open one in the same bank where they maintained their account. All of us see our savings bank account as an account...

In the first part, How is Systematic Withdrawal Plan better than Dividend Option: Part 1, we discussed how dividend options in mutual funds work. We also discussed several incorrect perceptions about mutual fund dividends...

In 2015, about 90 million people had Cancer and 8.80 million deaths occurred due to this dreaded disease which is also the second leading cause of death globally. According to World Health Organization (WHO) nearly 10 Lakh new cases are...

The last 3 years has been outstanding for the Indian stock market. The Nifty grew at a CAGR of over 20%, despite the sharp correction in 2015 and early 2016. The market continues to remain bullish and there is lot of...

Investors can save up to Rs 46,350 in taxes per year by investing up to Rs 1.5 Lakhs in certain schemes specified under Section 80C of the Income Tax Act 1961. Public Provident Fund, National Savings Certificates, 5 year Tax Saving Fixed...