Latest Saving, Investing & Mutual Fund Articles

With the Diwali approaching, buying gold jewellery is part of festivities of many Indian households. The wedding season will begin a few weeks after Diwali and gold will be on the shopping list of many families. Gold is considered to be an auspicious metal according to our ancient cultural traditions, at the same time...

Despite our best intentions, we usually end up spending more than we planned for. Each month comes with its own list of things that have to be done, like someone’s wedding, a celebration, a vacation for the kids, a treat for friends to celebrate a raise, the festival season, buying things for the home, investing...

Mutual fund investments have been a favourite of investors in India. The sheer convenience of investing in mutual funds has drawn investors to this instrument for over 3 decades now. The data published by AMFI reports that mutual fund accounts in September 2023, stood at 7.13 crores. The amount collected through SIP during the month...

The equity market has enjoyed a strong rally this year with the Nifty 50 index crossing the historic 20,000 levels in September 2023. From the middle of September, we saw profit booking and Nifty correcting nearly 700 points (as on October 20, 2023) from its all-time high. The global risk...

We are in the third quarter of this financial year (FY 2023-24 / AY 2024-25). If you have not made you tax planning investments in this financial year, now is a good time to plan your 80C investments. You can claim up to Rs 150,000 deduction from your taxable income by investing in schemes eligible under Section...

The next 50 large cap companies from Nifty 100 Index constitute the Nifty Next 50 Index. The Nifty Next 50 Index together with Nifty 50 Index represents the universe of large cap stocks (Top 100 stocks by market capitalization). The Nifty Next 50 index is calculated on a real-time basis (daily) and rebalanced semi-annually in March and...

Asset allocation is the diversification of funds across various asset classes like equity, debt, commodities etc. with the objective of balancing the risks with returns. Asset allocation has traditionally been looked at as allocating investment between equity, and debt. In recent months, multi...

There is a popular phrase that says, ‘forewarned is forearmed.’ That is to say that when we know what is coming up, we can prepare to provide for it. In our life we have many milestones to be achieved. Apart from higher education, marriage, ensuring our and our dependents’ health, making a house, children’s education, retirement...

In this asset allocation strategy, asset allocation mix is adjusted depending on market conditions i.e. you will increase or decrease your allocations to equity and fixed income on an ongoing basis depending on market conditions. For example, if equity valuations areexpensive you will reduce your asset allocation...

Financial planning to efficiently pay taxes conforming to the existing tax laws and rules, but at the same time taking advantage of the deductions and exemptions allowed by the government to reduce the tax burden is called tax planning. Reducing tax liabilities: By utilizing the various benefits allowed by the....