Most Popular Saving, Investing & Mutual Fund Articles

The most important part of investing for one’s goals is asset allocation in accordance with the investor’s risk appetite. Most investors are not able to get this right; either they take too much risk or they take too little risk - both are harmful...

ICICI Prudential Value Series 1 and 2 were launched towards the end of 2013 as three year close ended schemes. With the benefit of hindsight, we can say that the timing of subscription to these Value Series schemes were just great. The equity market was...

The equity market is passing through a very challenging environment this year. High inflation, rising interest rates, tightening liquidity, weakening Chinese economy and currency and the War in Ukraine have created significant headwinds for equity as an asset class. Heavy FII selling of Indian equities have...

When I was in middle school in the mid eighties, I remember that, for many months the headline dominating the newspaper front pages, related to the subject of bank computerization. The banking industry was crippled...

The outbreak of COVID-19 pandemic has caused great turmoil in equity markets all over the world including India. The lockdown announced by the Government in late March and gradual reopening of the economy in the face of continuing rise in COVID infections is likely to have an adverse impact on economic growth and corporate earnings. As a...

In the first part of this series, we discussed how different categories of equity mutual funds performed in 2014. While equity funds performed strongly driven 30% rise in Sensex during 2014, even some debt funds gave...

Life insurance is essential for our financial security. However, life insurance as a financial product, popular as it may be, is still widely misunderstood due to the general lack of financial literacy and widespread misselling...

For this assessment year (FY 2020-21 / AY 2021-22), the Government has provided investors the option of sticking to the current income tax rates (as per their income slabs) and claiming exemption like Section 80C, 80D, HRA etc. or moving to the new tax regime with lower tax rates for incomes below Rs 15 lakhs but giving up most of the...

Edelweiss Mutual Fund has launched a new fund Edelweiss Small Cap Fund. The NFO opened for subscription on January 18 and will close on February 1, 2019. The last one year has been very difficult for small cap stocks with the Nifty Small...

Nippon India Mutual Fund has recently launched a new fund offer (NFO), Nippon India Nifty 500 Momentum 50 Index Fund. This is a passive smart beta fund, which will track the Nifty 500 Momentum 50 Index. Nippon India MF is one of the leading asset management companies in passive products with an...