Most Popular Saving, Investing & Mutual Fund Articles

When it comes to ice-creams, plain vanilla is the most basic flavor up on which other ice-cream variants are developed. So, whether you buy an ice-cream sundae or a banana split, vanilla forms anessential part of the combinations. Similarly, when...

The equity market is passing through a very challenging environment this year. High inflation, rising interest rates, tightening liquidity, weakening Chinese economy and currency and the War in Ukraine have created significant headwinds for equity as an asset class. Heavy FII selling of Indian equities have...

We have stated a number of times in our blog that your fund selection should always be based on your investment goals and risk appetite, not on stock market conditions. The stock market moves up and down, but your financial goals...

We have discussed a number of times in our blogs that asset allocation is one of the most important aspects of financial planning and investing. Asset allocation is the most significant attribution factor of your overall portfolio returns; selection of...

Midcap and Small Cap equity mutual funds had a dream run from 2014 to 2017. During this period the Nifty Midcap 100 and Nifty Small Cap 100 indices grew at a CAGR of 28% each. Midcap and small cap mutual funds were able to give...

One of the things I am often asked is: Is there a difference between an entrepreneur and a businessman? The answer is: Of course. They are both chalk and cheese...

The most important part of investing for one’s goals is asset allocation in accordance with the investor’s risk appetite. Most investors are not able to get this right; either they take too much risk or they take too little risk - both are harmful...

Equity savings funds are hybrid mutual fund schemes which have minimum gross equity exposure 65% and minimum 10% exposure in debt. Equity savings funds can hedge their equity exposure to reduce their net equity risks. Arbitrage is defined as risk free profit, by exploiting pricing mismatches...

Retail investors in India have traditionally favoured Bank Fixed Deposits and Government Small Savings Schemes for their fixed income investments. However, fixed deposit interest rates have generally been declining over the years (see the chart below). Nominal interest rates are directly related to inflation. As...

The outbreak of COVID-19 pandemic has caused great turmoil in equity markets all over the world including India. The lockdown announced by the Government in late March and gradual reopening of the economy in the face of continuing rise in COVID infections is likely to have an adverse impact on economic growth and corporate earnings. As a...