Dwaipayan Bose Articles

Post office Monthly Income Scheme has for long been a favourite with investors who want regular monthly income from their investments. They offer risk free 8.5% returns and are especially preferred by...

Unit Linked Insurance Plan is probably the most controversial investment product in the recent history. It was marketed aggressively by the insurance companies, and there was low awareness among investors...

Is Systematic Investment Plan (SIP) a better investment option than Lump Sum? This is an old debate and has been going on ever since SIPs were introduced in India. Most financial advisors argue in favour...

In a previous article we had discussed that, in the last one year top performing Mutual Fund Fixed Maturity Plans have given better returns than bank fixed deposits even on a pre tax basis. On a post tax...

Underestimating insurance requirement: Many life insurance buyers choose their insurance covers or sum assured, based on the plans their insurance agents want to sell and how much premium...

This is either a rookie mistake on part of the investor or deliberate mis-selling by the distributor or financial adviser. Par value of a mutual fund unit is meaningless, because the unit by itself has no value...

Over the last ten years, real estate in India has given good returns. Enticed with the idea of owning a house and seeing their assets rapidly appreciate in value, countless Indians have invested a large part of...

In a previous article, we have discussed why term plans are best choices in life insurance (please refer to our article Taking term plan can be a smart Insurance choice). A term plan is the purest form of insurance...

A comprehensive understanding of risk plays the most important in making investment decisions. However, the average the retail investor often does not know how to determine this. When a financial adviser...

Healthcare costs in India are increasing at a distressing rate. Based on some estimates the annual healthcare inflation is in the range of 15 – 25%. A hospitalization for a serious illness can cost Rs 5 lakhs or...