Dwaipayan Bose Articles

National Savings Certificate (NSC) offered by Post Offices has been a popular tax saving investment choice for many years. Its popularity may have diminished somewhat, with the advent of market linked...

In the previous article, we discussed that you can earn higher returns by parking your surplus cash in like liquid funds, instead of leaving it in your savings bank accounts. While savings bank pays...

Where do we park our surplus cash? Most of us keep it in our savings bank account. If we need to use the cash on a regular basis, savings bank indeed is the best option. It is safe and it is convenient...

When it comes to mutual funds or equity investing, various perceptions are usually at play in the minds of the investors. Share markets are speculative. They can give good returns, but the investor can also...

Endowment insurance policies have always been very popular in India. The advent of ULIPs had an impact on the popularity of endowment policies, but they still continue to be quite popular. If you had bought...

Post office Monthly Income Scheme has for long been a favourite with investors who want regular monthly income from their investments. They offer risk free 8.5% returns and are especially preferred by...

Unit Linked Insurance Plan is probably the most controversial investment product in the recent history. It was marketed aggressively by the insurance companies, and there was low awareness among investors...

Is Systematic Investment Plan (SIP) a better investment option than Lump Sum? This is an old debate and has been going on ever since SIPs were introduced in India. Most financial advisors argue in favour...

In a previous article we had discussed that, in the last one year top performing Mutual Fund Fixed Maturity Plans have given better returns than bank fixed deposits even on a pre tax basis. On a post tax...

Underestimating insurance requirement: Many life insurance buyers choose their insurance covers or sum assured, based on the plans their insurance agents want to sell and how much premium...