Dwaipayan Bose Articles

Indian equity markets are rallying. The Nifty closed at an all time high of 7,796 on July 23. In the last 6 months Nifty gained 22.9%, while the Sensex gained 22.3%. Even the broader markets have performed very...

In the previous article of this series, Tax Planning at different stages of life – Part 1, we have discussed some tax planning ideas for people in the age group of 20 – 30 years and 30 – 40 years. Tax planning is an...

Tax planning is an important financial objective of any person. Tax planning starts when a person starts working and continues almost through-out one’s life, even after retirement. While there are various aspects...

You can choose to add some extra benefits to your basic life insurance cover in your insurance policy, by paying additional premium. These additional benefits are called insurance riders. Generally the extra...

Investors looking for regular income from their investments opt for dividend plans. However, in the last two years, the Government has been taking more out of dividends, in the form of Dividend Distribution Tax (DDT)...

We have discussed earlier in our blog that, asset allocation is the most important aspect of financial planning (please see our article, Asset Allocation strategies for different age groups). A number of studies have...

Even though the real estate market has been somewhat subdued in the last one to two years, over the past ten years, real estate in India has given good returns. Enticed with the idea of owning a house and seeing...

The Kotak Opportunities fund has a solid long term track record of outperformance compared to the category of large cap equity funds and the S&P BSE 100 index. The fund, which will complete 10 years...

A lot has been written in financial blogs about Direct Plans. Many financial experts argue in favour of Direct Plans, especially about the fact that the expense ratio is lower in Direct Plans and that returns are a little...

Top performing mutual fund monthly income plans (MIPs) have beaten Post Office Monthly Income Scheme (MIS) in terms of annualized returns over the last 5 years, by investing a small part of the corpus in equities...