Personal Finance Articles

Interest rate cuts by the Reserve Bank of India (RBI) are usually good for the economy. It reduces the borrowing costs of business, which in turn leads to incremental economic activity, higher employment rates and higher GDP growth. The stock and...

In the beginning of your investment journey, you decided you are only going to rely on fixed income instruments to plan your financial future. After this decision, you seem to constantly get news of friends, family and relatives who have fared badly in the...

Yesterday we discussed the first 6 rules in the Part 1 of the article 12 Rules for Investing Successfully. Here is the 2nd part. In ‘Rules of Investment Success-I’ you read about all the steps that you must take as an investor...

Warren Buffet called investments to be a second source of income. Times may have changed and we may like to call ourselves modern but we still earn the traditional way i.e. from one pay cheque to another. We usually...

It is often said that the fundamental difference between the rich and the poor is: rich invest their money and spend what is left of it. The poor spend and invest what is left of it. You might already know which of these...

Mathematical accuracy and performance in real time are different ballgames altogether. The maths and the returns might look perfect on paper but the discrepancies soon show as some investment performances...

It is already the sixth month of the year and third month of the financial year. This might be the right time to reflect upon all that is going right and not so right. The word budget is not just official government...

The last fifteen sixteen months have been very eventful for India as a new Government came in power with a clear majority which prompted the stock market to take a new high. The two budgets presented...

FY 2014 - 2015 was a great year for mutual funds with equity funds seeing record inflows. Undoubtedly this is very good news for the industry and the equity market. However, if one looks at the big picture...

A portfolio containing the financial plan of a family, typically has financial goals such as higher education, marriage and savings for the child(ren) of the family. One of the most popular avenues of investment is the...