Focused funds are equity mutual fund schemes that invest in maximum 30 stocks (as per SEBI’s mandate). There are no market cap restrictions for these funds, in other words, they can invest across market capitalization segments. Though focused funds have higher concentration risks compared to more diversified funds which...Read More

Large and midcap funds are diversified equity mutual fund schemes, which invest primarily in large and midsized companies. They can be suitable for long term investment options for investors looking for growth potential of midcap stocks along with the relatively stability of large cap stocks. As per SEBI’s mandate, large...Read More

Fund managers who follow the value investing style try to identify stocks which are trading at significant discounts to their intrinsic value. The intrinsic value of a stock is based on fundamental analysis based on various factors like the company’s competitive strengths, market share, industry growth potential, company’s...Read More

The LIC MF Large and Midcap fund was launched on Feb 2015, and since its inception about 9 years ago, it has given a CAGR return of 13. 51% till date (6th January 2024). Large and Midcap funds are good investment options for investors looking at exposure to the Top performing 250 funds listed at the Indian stock...Read More

When you are planning to build an equity portfolio, you can think two components in your portfolio – a core portfolio and a satellite portfolio. The core portfolio should be built based on your long term financial goals (e.g. children’s higher education, children’s marriage, retirement planning etc) and your risk...Read More

LIC MF Multi Cap Fund has just completed a year. The fund has made an excellent start delivering around 17% CAGR returns since launch (as on 31st October 2023). The fund was able to outperform its benchmark index and create alphas for investors. Though 1 year is a relatively short period for evaluating a fund’s performance...Read More

In this asset allocation strategy, asset allocation mix is adjusted depending on market conditions i.e. you will increase or decrease your allocations to equity and fixed income on an ongoing basis depending on market conditions. For example, if equity valuations areexpensive you will reduce your asset allocation...Read More

Midcaps have outperformed large caps over the last 3 years (see the chart below). In the last 3 years ending 31st August 2023, Nifty Midcap 150 TRI gave nearly 33% CAGR returns while the Nifty 50 TRI gave 20% CAGR returns (source: NSE, Advisorkhoj Research, as on 31st August 2023). As a result, there is a lot of...Read More

Small caps have outperformed ever since the market started recovering after the COVID-19 crash in 2020. Small caps outperformed in CY 2020 and 2021, but they underperformed in CY 2022. The 2022 correction made small caps attractive and they bounced back strongly in 2023. On a YTD basis, Nifty Small Cap 250...Read More

LIC MF Flexi Cap Fund is one the oldest diversified equity funds in India. The scheme has a 30 year plus track record. It has been underperforming for several years but recently has made a strong comeback. In the last 6 months, LIC MF Flexi Cap Fund has been a top quartile performer, ranking in the Top 5 funds in the Flexicap...Read More