Mutual Fund Queries

Should I add small caps or contra funds in my portfolio

Please review my portfolio and suggest me a small cap to cover portfolio. 1.5k each in 1) ELSS - Birla Sunlife '96, 2) ELSS - Reliance Tax Saver, 3) Multicap - ICICI Prudential Multicap Fund, 4) Large Cap - Birla Sunlife Frontline Equity Fund. Now I want to invest in Small Caps. However my peers are suggesting me to do a contra funds like Invesco Contra. I have a budget for 4,000 only. Please suggest me what to do. I mean going for small cap? (if yes, then who would be better one) or go for both Contra and Small Caps according to my portfolio?

May 14, 2017 by Saby Halder, Kolkata | Mutual Fund

We do not why your peers are suggesting contra funds and would not like to comment on that. We will suggest you to go with mid & small cap fund as it is not there in your current portfolio and you also wish... Read More

Where to invest for 120 days to 365 days

In the present position of equity market, can you please explain, for extra funds available .where one should invest Arbitrage or Liquid Fund (120 to 365 days)?

May 14, 2017 by Dilip, Mumbai | Mutual Fund

We feel that the present market situation offers an excellent opportunity to investors who have a long term view on equity investing provided they are willing to take certain amount of risk. Short term debt funds... Read More

Which fund should I invest for 5 year SIP

I want to make investment through SIP INR 1,000 per month for 5 year which fund should I invest for higher return?

May 13, 2017 by Shabbir Hussain, Dubai | Mutual Fund

You can choose a good diversified equity fund for investing for 5 years through monthly SIP. You can choose a fund from this selection - Birla Sun Life Equity Fund, ICICI Prudential Value Discovery Fund... Read More

How can I get superior return than bank fixed deposits

1) Please advise me to invest 20 Lakh one-time in a MF scheme to get a monthly regular income which is more that what is offered by FDs of Banks, taking into consideration the taxation? 2) Please suggest a few MF growth schemes for investing Rs 10,000 every month through SIPs for 15 years?

May 13, 2017 by Mahadev, Hyderabad | Mutual Fund

To get tax efficient and superior returns over bank FDs, balanced fund could be a good option for you provided you can take moderate risk with investment horizon of 5 years or so. You can invest Rs 20 Lakhs... Read More

Should I invest in lump sum or through SIPs in ELSS

Thank you very much answering my query about top ELSS Funds, now kindly suggest me if we invest in one go in investing Rs. 150,000 each or route through SIP of Rs. 15,000 and 3000 in each fund, please also advise how I utilize the remaining amount with me, how to invest gainfully for one year. In your details I have read that I can see all my MF investments at one place, kindly advise & elaborate & oblige?

May 13, 2017 by Ashok Goyal, Muktsar | Mutual Fund

Whether to invest in lump sum or through SIPs depends on the liquidity you have in hand. You can even invest in staggered manner, i.e. whenever you have some funds you can invest. However, it has been... Read More

Can you review my mutual fund portfolio and suggest changes

Please review my SIP portfolio following and suggest any changes. My Monthly contribution to PPF and EPF Rs 7,000. So I choose aggressive Mutual Fund portfolio. Horizon 10 - 15 Years and will increase allocation to MF SIPs by Rs 5,000 each year in future. 1. Kotak Select Focus Growth - Direct - 2K, 2. L&T India Value Fund Growth Direct - 2K, 3. Birla Sun Life Equity Fund Growth - Direct - 3K, 4. Mirae Asset Emerging Growth - Direct - 3K, 5. L&T Emerging Business Growth - Direct - 1.5K, 6. Birla Sun Life Small & Mid Cap Growth - Direct - 1.5K, 7. DSP Micro Cap Fund Growth - Direct - 2.5K?

May 13, 2017 by Saheb Chatterjee, Kolkata | Mutual Fund

You have selected good funds for your SIPs and your portfolio is quite aggressive. 65% of your portfolio is in mid & small cap funds and 35% in diversified equity funds. You can continue with these funds for your... Read More

Can you suggest top performing ELSS Funds for me and my spouse

Want to invest in ELSS top performing funds - Rs 150,000 each me & my spouse with dividend pay-out option. Suggest 5 funds with top 3 years earning ratios?

May 12, 2017 by Ashok Goyal, Muktsar | Mutual Fund

Glad to note that you want to invest in Mutual Fund ELSS Funds for saving taxes for yourself and spouse. We are suggesting 5 Funds as desired by you based on 3 years return. They are as follows... Read More

Can you suggest some good mid and small cap funds

My Query is that I short listed two funds to invest Lumpsum and these are Mirae Asset Emerging Bluechip Fund and DSP Blackrock Micro cap fund. Now as I have came to know that you cannot invest Lumpsum in these funds. So can you suggest how can I invest in these funds as I don't want to do an SIP. Or if not possible then which are the other best funds to invest Lumpsum as compared to these funds which give almost same return. I am looking forward for long-term investment that is more than 5 years?

May 12, 2017 by Milan Bhunatar, Ahmedabad | Mutual Fund

You are right, you cannot invest lump sum amount in these two funds. However, you can invest through SIP or STP in Mirae Asset Emerging Bluechip Fund with a limit of Rs 25,000 per transaction. But as you... Read More

Should I invest in a co-operative scheme or mutual fund

I have a lump sum of 2 lakhs to invest for 1 year. Should I invest in Cooperative society which is giving 8.5. - 9% interest or a mutual fund?

May 12, 2017 by Anitha, Kerala | Mutual Fund

We will not comment on the Co-operative Society scheme which offers assured 8.50-9.00% and whether it is safe or not as we do not track deposit schemes floated by co-operative societies. However, for... Read More

Can you check if I am investing in right SIPs

I am investing in following monthly SIP - SBI Pharma - 2500, SBI FMCG - 2500, Birla MNC - 2500, Reliance ELSS - 10000. Please review and suggest if changes if any. My age 28, monthly income 60000?

May 12, 2017 by Ankit Mehta, | Mutual Fund

Out of the 4 SIPs that you are investing in, 3 are in thematic funds. Please note that thematic funds are among the most risky category of funds and as such suitable to investors with high risk appetite and very... Read More