Mutual Fund Queries

Can you suggest good diversified equity or small cap funds

I want to start SIP of Rs 5,000 monthly for minimum 15 years. Which fund should I select? (except SBI Bluechip & Mirae Emerging Bluechip) I prefer diversified equity and small & mid cap fund?

May 10, 2017 by Anirban Senapati, Kolkata | Mutual Fund

As you prefer diversified equity funds, you can consider schemes from these top performing funds - ICICI Prudential Value Discovery Fund, Birla Sun Life Equity Fund, Kotak Select Focus Fund and... Read More

Which ELSS funds to invest in for my tax savings

I am a Senior Citizen. In Order to save taxes would like to invest in a ELSS fund, with dividend option. Please suggest?

May 10, 2017 by Ujjal, Kolkata | Mutual Fund

ELSS is the best option for saving taxes under Section 80C of the Income Tax Act 1961. You can invest maximum upto Rs 150,000 per annum under this section to avail tax rebate. You can invest in DSP... Read More

Is my fund selection good for STP for the long term

First of all let me congratulate for your site and providing very useful tips on mutual funds. Regarding my query I am planning to invest lump sum amount of rupees 2 lakhs on following STP plans. 1. Birla Sun Life Front Line Equity Fund Direct from Birla Sun Life Cash Plus Debt Fund Rs 100000, 2. SBI Magnum Multiplier Fund Direct from SBI Insta Cash Fund for Rs 100000. So, please suggest me for above funds selection is okay or not. My risk may be at medium level and investment horizon will be more than 10 years?

May 10, 2017 by Srinivas, Alleppey | Mutual Fund

You have selected right funds - liquid and equity - for your STP investments. Even though, your investment horizon is 10 years+, have you decided how long would be the STP period? This is very important as a... Read More

Can you suggest Mutual funds for education of my son

I am 30 year old lady working in government service. I want to start SIP for Rs 8,500 for 10 years for my son's education, also Rs 5,000 for tax saving and Rs 12,000 for the construction of new house within 5 years. Suggest me the MFs that suits my purpose?

May 10, 2017 by Adheena Ram A, Thiruvananthapuram | Mutual Fund

Considering your age and investment horizon, we presume you can take moderate to high risk. Accordingly, you can invest in a diversified equity fund for your son's education. You can expect a return of around... Read More

Is my investment in SBI Blue Chip Fund good for long term

I am 19 year old student and doing a part time job. I use my part time salary for saving. I have Rs 1000 SIP in SBI Bluechip regular fund. Is it good for long term investment? And also I want to start another SIP for long term with aggressive return so which one will be good for me Mirae Assets Emerging Bluechip or DSPBR Small and Midcap?

May 10, 2017 by Sallauddin, New delhi | Mutual Fund

Great to hear that you are saving money from you part time job and investing in mutual funds from such a young age. Congratulations! SBI Blue Chip Fund is one of the top performing schemes from the... Read More

What is the average return can I expect in 10 to 15 years

I have invested 5,000 Per month in each Kotak Select Focus Fund - Growth, ICICI Prudential Value discovery fund, and 2000 per month in ELSS provided by DSP BlackRock, Starting May 2017. Need your suggestion on the quality of funds, and average returns I can expect for a 10-15 years period?

May 10, 2017 by Shayak, Mumbai | Mutual Fund

You have invested in good funds but you should monitor their performance at least once every year just to ensure that they are aligned with your long term goals... Read More

Can you suggest best mutual funds for future of my children

I was just doing Google and I came across with your website. Hope you will able to help and clear my doubt. I am Akbar from Hyderabad, and living with, Mom and Wife with two kids (Son age 2 years and daughter age 7 month). Am looking for best performing mutual fund for investment for my kids future. My current financial status is that I have a home loan and personal loan with total EMI is Rs. 10,000 PM. No credit card payment pending all clear. My take home salary is Rs. 27800. By now understand my financial status, Currently I am planning to invest at least Rs. 1000 each of them (my kids). And slowly increase every year the amount depending on my salary increment. Investment for longer periods. Now please can you advise me on best mutual fund on SIP mode payment?

May 9, 2017 by Akbar Khan, | Mutual Fund

Glad to hear that you found us on Google and wrote this query to us. Also glad to hear that you want to save in mutual funds for future of your children. Since your investment horizon is long, you can invest... Read More

Suggest mutual funds for one who is new to this

I am new in mutual funds and I need advice to invest in different mutual funds?

May 9, 2017 by Bapodara Bharat , Gandhinagar | Mutual Fund

As you are new to mutual funds, you should not try to invest in different types of mutual funds. The reason being, mutual fund investments should be based on one's risk taking ability. You should select funds... Read More

What is ultra short term funds and how to do STP to midcap funds

What is Ultra Short Term Fund. I am a PSU servant getting handsome salary. I want to invest in Ultra Short Term Fund with options of STP to Mid Cap Mutual Fund. Please suggest how I should proceed. Which is best Ultra Short Term Fund and Small/Mid Cap Mutual Fund for investment at present scenario?

May 9, 2017 by Birendra Singh, | Mutual Fund

Ultra-short term debt funds (previously known as liquid plus funds) are money market mutual funds with residual maturity of less than a year. Ultra short debt funds are slightly more volatile than liquid funds... Read More

Can you suggest best SIP plans for 20 to 25 years

Can you guide on best SIP Plans for 20-25 years?

May 9, 2017 by Robin Jindal, | Mutual Fund

Glad to note that you want to invest in SIPs for the long term of 20-25 years. Please note that for long term SIP investments, diversified equity funds are the best choice provided your risk taking appetite is... Read More