Mutual Fund Queries

Can you review my mutual fund selection

Kindly review my portfolio mentioned - UTI Short Term Income Fund Institutional Plan - Growth allocation 5%, Birla Sun Life Gold Fund - Growth allocation 5%, Franklin India Bluechip Fund - Growth 15%, IDBI Nifty Index Fund Regular Plan - Growth 25%, BSL Gsec Long Term - Growth 15%, DHFL Paramerica Medium Term Income Fund - Growth 15%, Motilal Oswal Most Focused Midcap 30 Fund - Regular Growth 20%, please advise?

May 18, 2017 by Rashmi, Kolkata | Mutual Fund

Please note that we do not know your investment objectives and the time horizon of each of the investments made. We also do not know your risk profile. Therefore, it is difficult to suggest anything with... Read More

Should I repay the Car loan or invest lump sum in Mutual Funds

I have a lump sum amount of 1.50 lakhs. To invest in equity funds for 5 years or repay the car loan of 2 lakhs @ 9.6% interest with EMI 4721 which is profitable?

May 18, 2017 by Adheena, Kerala | Mutual Fund

The wise decision would be to pay off the car loan as soon as possible. It is never advisable to invest in mutual funds or for that matter in any other investment avenues as long as you have a loan of any kind... Read More

How to get regular return from SWP investments

I want to know about the SWP. I have to invest Rs 12,00,000 with Rs 8,000 withdrawal per month. Which are the best options for it. Should I invest in SWP or some where else?

May 18, 2017 by Sumit Sharma, Gwalior | Mutual Fund

As you want to know about SWPs, we suggest you to read the following blogs on our website - SWP from debt mutual funds give the most tax efficient returns... Read More

Can my current SIPs enough to meet my goals

I am doing following SIP from March 2017 - Rs. 5000 - BSL Eqity Fund, Rs 5000 - HDFC Balance Fund, Rs 2000 each BSL and DSPBR tax saver, Rs 2000 Reliance Small Cap. My horizon is 7 years and I need 7 lakhs, after 14 years Rs 15 Lakhs and after 21 years at retirement - Rs 1 Crore. How should I manage it? Are my selection of Funds good? What else I can add in the near future?

May 18, 2017 by Anoop Singh, Noida | Mutual Fund

You have selected good funds from diversified, balanced, mid & small caps and ELSS category of funds to invest for your long term goals. Your total current monthly SIP is Rs 16,000. Let us analyse how you can... Read More

Should I invest when the markets are now at high level

I want to have a lump sum investment of Rs. 250000 in Multicap fund. Please advise me that lump sum investment is right or wrong at this time because Sensex is touching so high. Please advise me about some funds also?

May 16, 2017 by R K Singh, Chennai | Mutual Fund

Please see our article on Top Performing Multicap funds. You can select one or two funds from our selection for your investment. Regarding your question whether it is wise to invest in equity mutual funds... Read More

Information regarding dividends paid by Sundaram Mutual Fund

Thanks for your emails giving a good lot of information on MF. I would like to know the details of the dividends declared by Sundaram Mutual Funds - specially on equity oriented Schemes only in this financial year 2017-18 (from 01-04-17) - that is Scheme, Record date and the percentage of the dividend?

May 15, 2017 by Ramchandra Kulkarni, | Mutual Fund

Please note the following... Read More

To diversify my portfolio should I invest in ELSS Funds

I want to invest upto Rs. 10,000 pm. I have been investing in 3 fund: 1) SBI Blue Chip - Rs. 2,000 pm, 2) SBI Magnum Midcap - Rs. 2,000, 3) Axis Long Term Equity Plan - Rs. 2,000. So, respected sir/madam please guide me, which type of fund I should buy now for better diversification. Confusion in these two types funds: 1) Should I add one more Multi-Cap Fund Or, Should I choose one balance fund Or, 2) should I add one more tax saving fund? My name is Sachin Negi, Age-50 and Salary : 50,000. PPF investment – 1 Lakh?

May 15, 2017 by Sachin Negi, Agra | Mutual Fund

As your salary is Rs 50,000 per month and annual Rs 600,000, we think, you should focus on investments for tax savings. Your PPF Investment is 1 Lakh as you have mentioned. But, we are not sure if this is... Read More

Will short term funds good to invest for a year

If I want to invest larger amount in liquid fund & short term debt fund with very no risk & batter return than bank fix deposit than which scheme would be batter to invest and my horizon for investment is 1 year please revert back on same?

May 14, 2017 by Harshit Parikh, Thane | Mutual Fund

We think, you should invest in short term debt funds as your investment horizon is 1 year. You can check and select a top performing short term fund from here... Read More

From where can I get the holding of a mutual fund scheme

If I want to know complete holding of any particular mutual fund investment scheme than from where can I get the same?

May 14, 2017 by Harshit Parikh, Thane | Mutual Fund

Please explore our website and see this link... Read More

Should I make changes in my fund selection

I am pretty much new to investment and I am 32 years old. I did my research a little bit before approaching you for help. I want to invest 15,000 per month with a horizon of 20 years for child's education and my retirement. I have listed some funds but not able to decide as I have seen a lot of mixed replies from People. I am a moderate risk taker and a discipline investor. 1) Large Cap: Birla Sunlife Frontline Equity Find (or) HDFC TOP 200 - G (or) SBI Bluechip, 2) Multicap: Birla Sunlife Equity Fund, 3) Midcap: Franklin India Prima Fund (OR) HDFC Balanced Fund (Either one to invest), 4) Small Cap: Reliance Small Cap fund. Please advise any changes and also suggest changes in fund if required?

May 14, 2017 by Kaushik, Gandhinagar | Mutual Fund

Glad to note that you have researched a bit about mutual funds before writing to us and also to note that you are a disciplined investor. Discipline is one trait which, if you can maintain throughout the journey... Read More