As we approach the last quarter of this financial year, you should ensure that you complete your tax planning well in time, instead of scrambling at the last minute. Section 80C of Income Tax Act allows investors to claim deductions from their gross taxable income by investing in certain tax savings schemes eligible u/s 80C. The...Read More

In this article, let me take our readers through the process that we follow for managing our funds and also a back-tested study to understand how high growth and good quality companies have performed in the past in India over the longer term and look at the characteristics of these set...Read More

Asset allocation is one of the most important aspects of investing. Asset allocation balances risk and return with the objective of producing expected returns with optimal risk. Hybrid Aggressive Funds invest 65 - 80% of their assets in equity or equity related securities and 20 - 35% in debt and money market...Read More

The age old investing wisdom is “Buy low / Sell high”. To see if Indian investors are following this adage, we looked at the monthly net inflows in small cap funds since the beginning of FY 2023-24 and compared them with Nifty Small Cap 250 TTM PE multiples (see the chart below). You can see that the net monthly flows doubled from...Read More

With the stock market at record highs, many investors are focusing on asset allocation. Hybrid mutual funds provide a variety of asset allocation solutions for investors with different risk profiles. In this monthly series we will discuss different hybrid fund categories with spotlight on hybrid products from PGIM India stable...Read More

The Reserve Bank of India (RBI) is likely to maintain status quo in the upcoming monetary policy in August despite the marginal surge in inflation in June, said Puneet Pal, Head - Fixed Income, of PGIM India Mutual Fund, in an exclusive interview with Moneycontrol on July 21. The MPC is scheduled to meet on August 8-10 to review interest rates. In the last two monetary policies, the RBI...Read More

The headline indices like the Nifty 50 and Sensex have hit fresh all-time highs (ATH), and that is the talk of the town. However, we always advise investors to just look at these as an indicator of broad trends, not fixate on these numbers and certainly ignore all the associated noise around these events. The hype around ATH can be a major deterrent to prudent investor behavior. Let me...Read More

In this article, I want to touch upon the topic of exit strategies and the timely rebalancing of the portfolio as one approaches the financial goal. This can be done through a thought-through glide path asset allocation, investing in something like a Target Date Fund or Balanced Advantage Fund in India to mitigate behavioral errors of staying invested in an expensive market. An investor...Read More

Midcap mutual funds have been instrumental in creating long-term wealth for patient, risk-taking investors. Identifying the right schemes and staying invested for the long term enable investors to achieve their financial goals. MC30, a curated basket of investment-worthy mutual funds, helps you to identify schemes that meet your investment needs. PGIM India Midcap Opportunities...Read More