The total number of Mutual Fund accounts (Also known as Folios in the mutual fund industry) as on October 31, 2016 stood at 51 million. Out of these 41 million is from retail investors. Also, Mutual Fund industry’s average AUM (AAUM)...Read More

I was recently reading an academic paper on persistence of mutual fund performance published in a well known finance journal in the US. The research conclusion of the authors of the paper was that, performance...Read More

Credit Opportunities Funds, also known as corporate bond funds, invest in corporate bonds with aim of giving higher returns to investors by capturing credit spreads of lower rated bonds. Credit Opportunities Funds...Read More

In our post, Understand investment styles to make smarter decisions: Growth Investing, we had discussed that, the name of a mutual fund scheme can reveal useful information with regards to the investment style of the fund...Read More

When looking at different mutual funds for investments, you may have come across scheme names like ABC Growth Fund or XYZ Value Funds (ABC and XYZ being the AMC names). The scheme name itself, sometimes...Read More

In the first part of this two part series, we discussed how debt comes in different forms. More often than not we are not even aware of the huge cost of debt. We also discussed the potential opportunity loss, if you rely on debt to...Read More

In the business world, companies take loans either to tide over a temporary liquidity crisis or to fund expansion of the business. A liquidity crisis is a desperate situation and debt is often the only option to tide over it. When a...Read More

Are you risk averse or do you like taking risks? The answer to this question is often determined by your personality. Some people, by nature, want to play safe; they do not want to lose their sleep over the prospect of losing money. These...Read More

You may have often heard capital market experts and financial planners saying, Equity is the best performing asset class in the long term. They cite examples of Sensex or Nifty return versus Gold and Fixed Income returns over the...Read More

You are in your early twenties, you have just passed your graduation / post-graduation and you have been placed in a corporate through campus interview. You join your first job and you have already made plans how...Read More