In the previous part of our post, Returns expectations from mutual funds: How Important is past performance, we discussed how to form future returns expectations, without relying on historical mutual fund...Read More

I sometimes hear financial advisors saying that, this mutual fund will give 20% compounded annual returns, if held for the next 10 years. I ask them, on what basis are they making this projection and the answer that I often...Read More

We often read in mutual fund related articles that, one should not select mutual fund schemes based on their past performance because historical performance is not an indicator of future performance. The articles or blog posts...Read More

Most people in India usually do not take retirement planning very seriously until they reach middle age (mid 40s or early 50s). In the past, people lived in joint families, lifestyles were simple and small savings interest rates were high...Read More

Small and midcap equity mutual funds have been very popular with retail investors over the last three years or so. The popularity of small and midcap funds among investors can be ascribed to the performance of...Read More

Savings and investment is a journey that begins when we start to work and continues throughout our lives. Wealth managers around the world describe the savings and investment journey in different life stages. While different...Read More

In our previous blog post on this topic, Why do we love gold: The economic value of gold, we had discussed the love for the Gold in our country. Despite several legislations aimed at reducing imports of foreign exchange guzzling...Read More

The cultural significance of gold in Indian dates back thousands of years of history. Every year on certain auspicious days like AkshayaTritiya, Navratri, Dhanteras, Diwali etc, many households in India want to purchase gold. Gold is...Read More

In one of his budget speeches, the Finance Minister, Arun Jaitley said that an important objective of his Budget was to step in the direction of making India a “pensioned society from a pension less society”. Many people still...Read More

In our blog, we have often discussed that asset allocation is the single most important factor in ensuring success of our financial goals. In the broader sense, asset allocation includes a variety of asset classes like equity, fixed...Read More