Investment, Financial Planning, Mutual Fund & Income Tax Queries

In this higher market which investment pattern is better for one time investment lumpsum STP or SWP

In this higher market which investment pattern is better for one time investment lumpsum STP or SWP and also suggest me better STP fund for 5 year tenure?

Aug 8, 2016 by Paresh Navik, Navsari | Mutual Fund

First let us answer your concern about the markets – We at Advisorkhoj, do not think it is at a very high level for the markets. In fact, it is around 10% lesser than that of the previous market high in early 2015... Read More

Can you please let me know the best top 10 dividend paying mutual funds

My name is S.Muralidharan. Age 56. Retaitered. 31.5.2020. Best top 10, Dividend payout funds, All categories. Yearly dividend and please your suggestions. Monthly Rs. 92000 My salary. After retirement Monthly Rs. 100000 2014 to 2022. My SIPs Monthly Rs.70000 and already lumpsum investment Rs. 2000000, please reply?

Aug 8, 2016 by Muralidharan S, | Mutual Fund

From your query we could not understand your full requirement and part of it, we could guess only. Had you written in details we would have been in a better position to reply. Anyways, we are replying to whatever... Read More

Can you please let me know measurements criteria & parameters applied while calculating MF returns

Shall appreciate understanding your measurements criteria & parameters applied while calculating scheme performance against benchmark?

Aug 8, 2016 by Dipak Doshi, | Mutual Fund

Thanks for writing to us. In the link referenced in your message, the mutual fund schemes are sorted in descending order of trailing returns of the schemes for the period selected by the user. Trailing... Read More

Can some body tell me good funds for parking contingency funds & also funds for short time investment

Can some body tell me good funds for parking contingency or emergency fund preferably liquid or liquid plus and also fund for short time investment of 1 to 2 year. Preferably ultra short or short fund?

Aug 8, 2016 by Pravin Chandwadkar, Korba | Mutual Fund

For building an emergency corpus or contingency funds or even parking your investible surplus (which otherwise is lying in savings bank account), liquid and liquid plus funds are best. Please check these fund... Read More

Will you explain taxation aspect if I do STP from liquid or debt to equity funds

I want to put some fund in a liquid/debt fund and STP from this fund to a equity mutual fund. I want to know taxation aspect of this transaction?

Aug 8, 2016 by Pranav, Patna | Mutual Fund

It is very good idea indeed to opt for STP by investing in a liquid fund and transfer periodically to an equity fund of the same AMC. Any capital gain arising from the above within and upto 3 years will be treated... Read More

I am a new investor and want to learn about investments

I am new investor and want to learn about the investments, your advice shall be appreciated?

Aug 8, 2016 by Balwant Singh Sandhu, | Mutual Fund

Glad that you want to learn about investments. Our advise would be to read our daily newsletter wherein we cover articles about savings & investing, Industry news and interviews. We are registering your email... Read More

Can you please make me aware of the latest development in Mutual fund industry

Please make me aware of latest development in Mutual fund industry?

Aug 8, 2016 by Uma Kedia, | Mutual Fund

Request you to please follow our daily newsletter. We are registering your email id in our database so that you get it regularly... Read More

Please check the new Mutual Fund Research Tools and help your clients

Please find herewith screenshot of comparison of different asset classes, I think there is some error in the data, Fund cant generate - 18% returns in 20 years horizon. Can you please check and confirm?

Aug 8, 2016 by Jayanti Dedhia, | Mutual Fund

Thanks for pointing this out to us and the feedback which is truly appreciated. The error was due to the scheme declaring dividends in growth option. We have rectified that now and the same looks fine now... Read More

Can you please provide write up on Derivatives

Please send write up on/related to Derivatives and uses of it?

Aug 8, 2016 by Pandurang Londhe, | Mutual Fund

Derivatives is a very big subject and currently we do not have full coverage about this topic on our website. However, the following topic related to Derivatives would be helpful to you. Please enjoy reading... Read More

What are the types of Balanced Funds how they are taxed and if the dividends are tax free

I have read your articles about performance of BALANCED FUNDS over last 10 / 15 yrs. Please give information about following points. 1) Are these balanced funds EQUITY ORIENTED? 2) In case of DIVIDEND PAYOUT option, is dividend TAX FREE? Is there any DIVIDEND DISTRIBUTION TAX paid by AMC? 3) For SWP any EXIT LOAD for the WITHDRAWAL? Is withdrawn amount TAXABLE in the hands of investor? 4) Which two balance funds you will RECOMMEND? 5) How DEBT ORIENTED BALANCED FUNDS have performed over last 10/15 years? Please reply at the earliest?

Aug 8, 2016 by Bhalchandra V Pade, | Mutual Fund

The articles that you have read about balanced funds on our website are about Equity Oriented hybrid funds or Balanced Funds as they are popularly known. These funds are equity oriented funds wherein the... Read More