Mutual Fund Queries

If selection of funds for my SIP is good or not

I started SIP in 1. L&T Value Fund, 2. BSL Equity Fund, 3. Franklin India Prima Fund, 4. DSP Micro Cap Fund and 5. BSL Pure Value Fund for 10 years. Is it good?

Sep 13, 2016 by Amrut Patel, Palanpur | Mutual Fund

You have selected good funds for your SIPs. But, please note that since you have selected aggressive mid cap funds your investment horizon for SIPs should be more than 5 years... Read More

Should I invest in Franklin India High Growth Companies Fund

I have following investment in mutual funds. ICICI Prudential Focused Blue Chip - 6000/ ICICI Prudential Value Discovery Fund - 6000/ UTI Equity Fund - 4000/ HDFC Balanced Fund - 6000/ HDFC Mid Cap Opportunities Fund - 3000/ Reliance Small Cap Fund - 2000. I have invested for 7-10 years for my retirement. I am 49 years old serving in defence services. Now I have found that there is overlapping in my large cap & diversified portfolio. I also wanted to add Franklin India High Growth Companies Fund for diversification. Please advice?

Sep 13, 2016 by Chandra Dev Yadav, Delhi | Mutual Fund

You have selected good funds for your retirement planning. You have selected funds from large cap, diversified equity, balanced fund and mid cap funds category and the the overall portfolio is aggressive... Read More

Can you please confirm my fund selection and select the best one

I am planning to invest in the following for next 20Y through SIP - SBI Blue Chip or Birla Sun Life Front line Equity (Large Cap) - 10000 - Please suggest which one should I go with, ICICI pru value or SBI Magnum MultiCap (Diversified) - 15000 - Please suggest which one should I go with, Franklin India Smaller Companies (Small Cap) - 10000, HDFC Balanced or SBI Magnum Balanced or Tata Balanced (Blanced Fund) - 10000 - Please suggest with which one should I go with moving?

Sep 12, 2016 by Muthuraman, Trivandrum | Mutual Fund

The funds you have chosen are amongst the top performing ones in their respective categories. You have chosen couple of funds from each category (large cap, diversified and balanced) and one from mid and... Read More

When will I get the dividends declared by a company

I would like to know about dividend payout of companies i.e., quarterly, half yearly or yearly for direct equity holder. if I invest in such company today and if company declared dividend in the next week then will I be eligible to get dividend amount?

Sep 12, 2016 by S R Jain, | Mutual Fund

Companies do not declare dividends as frequently as quarterly or half – yearly barring special circumstances and the dividend distribution policy of the respective companies. But you can keep a watch on the... Read More

Should I continue my Aegon Religare Maximize plan or shift to mutual funds

I am investing in Aegon Religare I-Maximize Plan (ULIP Plan) through SIP of Rs. 2,000 on monthly basis commencing from Jan-2013 for a period of 23 year for the purpose of pension after the maturity where in one of your article I saw that the returns compared delivered by the ULIP Policies are lesser than the returns delivered by the mutual funds. Please suggest me whether I can exit from this policy and invest the corpus amount in mutual fund and continue with the same SIP of Rs. 2,000 in mutual fund. Further I am willing to invest a monthly sum of Rs. 20,000 through SIP for my son's education for a period of 10 years in mutual funds henceforth. Please suggest me how can I allocate the amount and in which companies mutual fund that can I invest to generate/get good return. I am anticipating reply from you at the earliest?

Sep 12, 2016 by Chandrashekhar Rathod, Hyderabad | Mutual Fund

Good financial advisors ask investors to keep investment and insurance separate. Our view in Advisorkhoj is also the same. When you mix insurance and investment objectives, evaluation of investment... Read More

Dividend declared in Sundaram Tax Saver Fund

Any dividends declared in Sundaram Tax Saver Fund?

Sep 12, 2016 by Mahadevan Kartikeyan, | Mutual Fund

Sundaram Tax Saver fund declared last dividend on 24/06/2016 @0.50 per unit. Please see the historical dividends of Sundaram Tax Saver Fund from here... Read More

I want to start a SIP for education of my child

I am 35 and I have so far not invested a single penny in mutual funds, but in RD, insurance, various Govt. schemes to the tune of 2.4 lakhs per annum. I want to build a corpus for my child (5 years old) education and marriage. I can invest 4000 pm in SIP from now on. How should I go about it?

Sep 12, 2016 by Naveen, Navi Mumbai | Mutual Fund

Happy to note that you want to invest in mutual fund SIPs for planning education and marriage of your child. Mutual funds SIPs are the best way of creating long term wealth creation and meeting your financial goals... Read More

Where should I invest to get regular income

I want to invest Rs. 5 Lakhs with a regular income as we are retired. Will that income be taxable? Please suggest. We have already invested in SBI magnum monthly income scheme Rs. 10 Lakhs?

Sep 12, 2016 by Suvra Mallik, New Delhi | Mutual Fund

You have already invested in SBI Magnum Monthly Income Plan and I am sure you are enjoying the monthly/ quarterly dividends. Please note the the dividends received from MIPs in your hand is tax free but... Read More

I want to invest for 2 - 3 years in mutual funds

I want to invest 1 lac in mutual fund for 2 to 3 years. Please advice?

Sep 12, 2016 by GD, Guwahati | Mutual Fund

If you want to invest for 2-3 years in mutual funds then you should invest in debt mutual funds. Please check the following link and select a top performing debt fund from here... Read More

Where should I invest to get monthly dividends

I want to invest 5 lakhs in mutual funds. I want monthly dividends and also want to grow my principle amount. Please, suggest me some funds to invest on?

Sep 12, 2016 by Sahil, Jamshedpur | Mutual Fund

You should invest in Mutual Funds based on your risk taking appetite. From your query it is not clear how much risk you can take. This would have helped you in answering your query better... Read More