Mutual Fund Queries

Can you kindly email application of Sundaram Long Term Micro Cap Tax Advantage

Kindly send to me the KIM and the Application form for Sundaram Long Term Micro Cap Tax Advantage Fund Series III for Direct application?

Sep 15, 2016 by Devinder Singh Dhaliwal, Patiala | Mutual Fund

You can download the KIM and application form of Sundaram Long Term Micro Cap Tax... Read More

What is the best Balanced fund to invest

What is the best Balanced fund to invest 1 Lakh now. I am a Senior citizen?

Sep 14, 2016 by Rita Das, Kolkata | Mutual Fund

Glad to know that you want to invest in balanced funds. We have done a review of best balanced funds to invest in 2016. Please read the same and invest in any one or two funds from the same list... Read More

Please help as I want to invest in DSP BlackRock Micro Cap Fund Direct Plan

I want to purchase DSP BlackRock Micro Cap Mutual Fund through direct plan. Please inform the address and phone number?

Sep 14, 2016 by Ashish Bhangale, | Mutual Fund

We do not know which city you are writing from, therefore, we are giving below the address of their central contact number and other details etc... Read More

Please let me know if my fund selection is right for next 10 to 15 years

I have been reading your post daily. I started to invest in mutual fund last year. I want your opinion following these fund. 1. SBI Blue Chip Fund - 5000, 2. UTI MNC Fund - 5000, 3. Birla MNC Fund - 5000. Please guide to me that my fund selection in right for next 10-15 years?

Sep 14, 2016 by Vikas, Lucknow | Mutual Fund

Glad to hear that you read our posts daily and also that you have started investing in mutual funds. You have invested in 3 funds out of which SBI Bluechip is good for the long term. However, the other two... Read More

How to transfer your funds in case of the first holders demise

My query is how to transfer your funds, in case of a person's demise, to the designated person / nominee in such a manner, so as to preclude any government or kinsmen interference, thus ensuring the ownership of funds rests with the one chosen by you. Now, to the best of my knowledge, the most effective (and quickest) method is to have a joint holding with either or survivor option so that if the first holder dies then the joint holder automatically becomes the owner therefore no dispute can arise. Thanking you and awaiting your knowledgeable opinion?

Sep 14, 2016 by Devinder Singh, | Mutual Fund

In any investment, holding the same on Either or Survivor basis is the best option. In case of mutual funds, please note the following modalities depending upon holding / status of the investments... Read More

Will I get good returns from equities if the markets are in bear phase

Investment in MF and stocks would yield benefits if the markets are going up, i.e. the bull phase. But the funds/stocks would under perform if the stock markets are in bear phase. Also if for three years stock markets are just stable do not move up or down would the stocks/MFs returns would be stable or can we still expect a positive return from investments?

Sep 14, 2016 by Ravishankar Patil, Pune | Mutual Fund

Mutual Funds have a broad category of funds to offer and it is upto the investors to select one according to their risk profile, investment needs and horizon. As, all category of funds are not market linked... Read More

Which is the best small cap fund to invest

I plan to start a new SIP in small cap fund. Please advise which one is best among these - DSPBR Micro Cap Fund, Reliance Small Cap Fund and Franklin Smaller Companies Fund. Also at this market peak, is it advisable to redeem or rebalance the equity portfolio by booking profit?

Sep 14, 2016 by Saurabh, New Delhi | Mutual Fund

All the 3 funds that you have chosen are top performing mid and small cap funds and investing in any one will make sense. However, you may still like to see their performance from here... Read More

Want to know more about balanced funds as my dad wants to invest in it

As you suggested I invest extra money into SIP for Franklin India High Growth Fund. I divide 10000 into 2 funds that is 5000 in Axis Long Term Equity and 5000 in Birla Sunlife Tax Relief 96 Funds. So is it ok that I invested money into ELSS scheme? I just want to know more about best balanced fund scheme. My dad wants to invests some money (nearly about in lacs) but I am confuse about whether the large amount of money invest in equity market is secure or not? Suggest some best balanced funds schemes?

Sep 14, 2016 by Sonal Bhoge, Pune | Mutual Fund

By investing in SIPs of Franklin India High Growth Companies Fund, Axis Long Term equity Fund and Birla Sun Life Tax Relief 96 Fund, you have taken a good decision... Read More

I am an advisor and want to enhance my knowledge about Mutual Funds

I am Baroda based mutual fund advisor. I read regularly your articles. I want to develop my MF advisory business. At present I have joined with NJ as a partner (sub-broker). I want to enrich myself with knowledge from A to Z in Mutual Funds. So please suggest few books. I want to learn calculations i.e. annualised returns, absolute returns, CAGR returns. How can I suggest different schemes to different investors as per their financial goals? So far debt fund is concerned I do not know anything about debt schemes. Please help?

Sep 14, 2016 by Bharatsinh Gohil, | Mutual Fund

Glad to know that you regularly read our articles. Also, glad to know that you want to enrich your knowledge about mutual funds. We do not have all the desired resources that you are looking for enhancing your... Read More

What is the good time to invest in debt funds

What is the right time to park the money in to debt & liquid funds? Whether the market level of both SENSEX & NIFTY need to be considered before investment decision? Also, suggest whether investment of full money at one go is good or one should transfer the funds in several instalments for these (debt & liquid) categories of funds?

Sep 13, 2016 by Basudev, Barbil | Mutual Fund

Any time is a good time to invest in debt/ liquid funds. As the name itself suggests, these funds do not hold any equity in it and therefore, no need to check market levels / volatility etc... Read More