Mutual Fund Queries

Can you suggest few balanced mutual fund schemes

I want to invest Rs 50000 balanced mutual funds. Please suggest 2-3 schemes or where to invest. Please reply on my email address?

Apr 8, 2017 by K S Pancha, Vadodara | Mutual Fund

You can see a comprehensive list of top performing balanced funds from here... Read More

Have I selected the right funds for long term investment

I have SIP of Rs. 1000 each in Franklin Templeton Tax Shield and Axis Long Term Equity, Rs. 2000 each in Quantum Long Term Equity and Birla Sun life Equity Fund. All these funds are in Direct/Growth category. I am 28 years old and am looking for long term capital appreciation. Kindly let me know if my investment strategy is planned well?

Apr 8, 2017 by Pankaj Shivarama, Bangalore | Mutual Fund

The funds you have selected are amongst top performing from ELSS and diversified category of funds. These are aggressive funds and suitable for a young investor like you with a long term investment horizon... Read More

Let me know aggressive funds for SIPs for next 7 years

I wanted to invest Rs 10,000 from April 17 through SIP for next 7 years i.e till my retirement. I can take higher risk. suggest me the mutual funds. Please let me know how to invest directly?

Apr 8, 2017 by Venkateswarlu, Pune | Mutual Fund

Since you are willing to take high risk, you can invest in mid & small cap funds for your SIPs for next 7 years. Please check the top performing mid & small cap funds from our research section or click the link... Read More

Have I selected right mutual funds for 5 years tenure

I am looking for lump sum investment in below 10 funds for next 5 years of time. Total investment is 10 Lakh keeping 1 lakh in each fund. Mirae Asset India Opportunities Fund Direct - Growth, Kotak Select Focus Fund - Regular (G), Franklin (I) Smaller Cos (G), Reliance Small Cap Fund (G), SBI Magnum Midcap Fund (G), L&T Midcap Fund (G), L&T India Value Fund (G), Principal Emerging Bluechip(G), Franklin India High Growth Companies Fund - Growth Plan, Birla SL Pure Value Fund. Kindly let me know if my fund selection is right for next 5 years?

Apr 8, 2017 by Santosh Gomase, Bavdhan Budruk | Mutual Fund

You have selected top performing funds for your investment of 5 years period. The funds selected are from mid & small cap and diversified equity fund category which makes the overall portfolio quite aggressive... Read More

Which funds can get greater return for moderare risk takers

I am 33 years old. I want to invest Rs 40000/month in mutual fund through SIP for 10+years. I gradually increase my monthly amount. I would not touch this for 15 years. I can take moderate risk. Which type of funds are good for me. Could you suggest me the best funds to start with. I am doing tax through Axis ELSS Fund Rs 10,000 and Reliance Tax Saver Rs 2,500. I want to know in which mutual funds to invest for greater returns?

Apr 8, 2017 by Ankur Mittal, Firozabad | Mutual Fund

Great to note that you want to invest in mutual funds for the long term. Your selection of two ELSS schemes - Axis Long Term Equity Fund and Reliance Tax Saver - are good choices and should you continue... Read More

How to build a portfolio for long term investment with tax saving

I am looking to build a portfolio of MFs for long term investment as well as Tax saving purpose. I can invest upto 25k/month. Please help me to build the portfolio for long term. Please suggest the funds as well as the allocation?

Apr 8, 2017 by Arjun, Pune | Mutual Fund

Building a mutual fund portfolio for the long term investment depends on the risk profile of the individual, his investment goals and the investment horizon. We neither know your risk profile nor your... Read More

Which fund ctegory is better diversified or ELSS

I am looking for investing in Equity funds in lumpsum. I can be a moderate to moderately high risk taker. Investment period is 15 to 20 years. I have a doubt. I want to invest by equity diversified or by ELSS Category. Can you kindly suggest which is the better category for me with in the two. I understood that we have to consider a fund past performance before investing. What is the time period we have to consider in assessing a particular fund performance that is last 5 years, 10 years or more for invesing in long term. Please reply?

Apr 8, 2017 by Rajasekhar, Chennai | Mutual Fund

Since you are a moderate to moderately high risk taker, any category of equity mutual funds will be suitable for you provided you have an investment horizon of 5 years+. The choice between diversified and ELSS... Read More

Can you suggest some agressive mutual funds

First of all thanks to your team for giving a complete input for meaningful investment. I have just seen your website and registered immediately after reviewing many articles with thorough inputs. Thanks again for helping others in making life changing decisions. Obviously in the positive way :) I'm currently investing in following SIP's from Feb 2016 and have a long term plan of 10 yrs minimum. 1. DSP BlackRock Micro Cap Fund - Regular Plan - Growth - 7500 per Month, 2. Franklin India Prima Plus-Growth - 5000 per Month, 3. SBI Bluechip Fund - Regular Plan - Growth - 5000 per Month, 4. RELIANCE SMALL CAP FUND - Growth Plan - Growth Option - 7500 per Month, 5. L&T India Prudence Fund - Growth - 5000 per Month. I have following query: 1. Above investments suitability considering long term of 10 years? 2. I am further planning to pump additional 30,000 in aggressive risk mode? Please suggest the plans for a period of 10 years?

Apr 8, 2017 by Ajay Kumar, Vadodara | Mutual Fund

Thanks for the kind words about our website and also thank you for registering with us. The funds you are currently investing in from large cap, balanced, mid & small cap and diversified category are good... Read More

Where can I invest for one year

I want to invest Rs 3 lacs for approx 1 year. Please suggest mutual funds?

Apr 8, 2017 by Amit M, Mumbai | Mutual Fund

Since your investment horizon is only one year, you can invest either in short term debt funds or ultra short term debt funds - Please check the top performing short term debt funds from here... Read More

How to structure a SWP plan in a mutual fund

I need to understand key words/terms in your SWP calculator to plan/structure SWP for about 30 years. I am 73. I want to structure SWP plan to withdraw a total of 11,000,00.00 over about 30 years in monthly instalments from my current Birla Mutual Fund '95 Growth Regular corpus; yet retain at the minimum current value of the corpus to inherit to succeeding generations and causes. How much can I withdraw per month; and whether, once structured, can such SWP be modified in the light of changed future circumstances?

Apr 7, 2017 by Dhiren Sharma, Anaheim, US | Mutual Fund

You can withdraw a fixed amount not exceeding @8% per annum as SWP from your existing investment in Birla Sun Life Balanced 95 Fund Growth option. For example, if your current investment value is... Read More