Mutual Fund Queries

Can you please suggest schemes for STP

I have to invest myself about 20 lac in best equity mutual funds through STP within a week. Please guide me in selecting Debt & Equity Funds for STP?

Jul 18, 2017 by Anil Jaiswal, | Mutual Fund

Great to hear that you want to invest Rs 20 Lakhs in best equity Mutual Funds through STP. Here... Read More

How to find the dividend history of a mutual fund scheme

For any given Mutual Fund, how to find the Dividend History the fund has paid in the last 10 years on your Website?

Jul 18, 2017 by Reshma Chugani, | Mutual Fund

Thanks for writing to us. You can get the dividend history of any open ended mutual fund scheme... Read More

Is midcap schemes from HDFC and Mirae Asset Mutual Fund good

My age is 29. I'm investing 6000 per month Mirae Asset Emerging Blue Chip Fund direct and 5000 HDFC Midcap Opportunity Fund direct. is it good for me?

Jul 18, 2017 by Vishal, Chandigarh | Mutual Fund

Yes, both the schemes pertaining to mid and small cap category - Mirae Asset Emerging Blue Chip Fund and HDFC Midcap Opportunities Fund - are among the top performers in the category. If your... Read More

Is my strategy of investing in various mutual fund schemes good

I am planning on investment in mutual funds and need some advice on strategy and fund selection. Planning split ratio of 70/30 for equity mutual fund/debt mutual fund. Further planning to split equity investment into 4 parts - Equity: Large Cap (30%) with single fund like - Kotak Select Focus or BSL Frontline Equity, Equity: Multi Cap (30%) with single fund like - Birla Sun Life Equity Fund or Birla Sun Life Advantage Fund or DSP BlackRock Opportunities Fund, Equity: Mid Cap (20%) with single fund like - Kotak Emerging Equity or HDFC Mid-Cap Opportunities, Equity: Small Cap (20%) with single fund like - DSP BlackRock Micro Cap Fund. Planning to split debt investment into 2 parts - Debt: MIP (50%) with single fund like - ICICI Prudential MIP 25, Debt: Short Term/Ultra Short Term (50%) with single fund like - BSL Short Term or HDFC Short Term Opportunities or L&T Ultra Short Term Fund or Tata Ultra Short Term Fund Need to do this in order to have liquidity and withdraw ASAP without much delay if situation warrants. Plan to invest into debt MFs in lump sum and into equity MFs in staggered manner - probably over a period of 12 months. Should I stagger into equity MFs in longer/shorter duration like 18 months/6 months or over 12 months is ok? Want to invest money for Equity investment in Equity: Arbitrage like Kotak Equity Arbitrage or HDFC Arbitrage Fund before moving investment in staggered way to Equity MFs (large/multi/mid/small). Arbitrage chosen over Liquid fund just due to taxation differences. Please suggest if any changes needed in approach and any better mutual funds in each category?

Jul 18, 2017 by Hari, Pune | Mutual Fund

We think, you have done a very good home work and planned your investments well including selection of funds. We can only add the following - DSP BlackRock Micro Cap Fund is not accepting any fresh... Read More

Should I take a home loan or invest through mutual fund SIPs

I am 50 retirement will be at 60. Should I take a home loan now or it is better to start SIP Rs. 20000/pm for next 10 years. Please advice?

Jul 18, 2017 by Partha Sarathi Roy, Bandel | Mutual Fund

There is no straight answer to your query as we do not know your current financial situation, investment objectives or future financial plans etc. We also do not know if you own a house already or living on rent... Read More

Have I invested in the right mutual funds for 10 years

I am 38 year old working in PSU. I am investing with a time horizon of 10 years in following funds BSL Front Line Equities Fund Rs 3000, ICICI Value Discovery Fund Rs 1200, Franklin High Growth Companies Rs 1200, Tata Balanced Fund Rs 1300, Mirae Asset Emerging Bluechip Fund Rs 2000, DSP BlackRock Micro Cap Fund Rs 1000. I have also invested Rs 30000 in Kotak Low Duration Fund for 1 year. Kindly suggest how is my portfolio as I am willing to take risk, and I also want to invest Rs 70000 lump sum with a non negotiable time horizon of 3 years in secure income asset. Kindly suggest some good short term fund and any improvements for my long term goals which are education of my both children's aged 9 & 5 years and retirement?

Jul 18, 2017 by Kaizad, Rawatbhata | Mutual Fund

You have selected good funds from large cap, mid cap, diversified and balanced fund category and with an investment horizon of 10 years the same will help you meet your child's education goals partly or... Read More

Which scheme is suitable for my father whose risk profile is moderate

My father want to invest in mutual fund. His current age is 73 years and he wish to stay invested for 3 to 4 years. He wishes to take moderate risk. Please suggest the suitable fund for him and also suggest lump sum investment or SIP will be best option for him?

Jul 17, 2017 by Aritra Kumar Nandi, Kolkata | Mutual Fund

Considering your father's risk profile which is moderate and the investment horizon of 3-4 years, we can suggest him to invest in hybrid debt funds also known as MIPs. He can invest in lump sum and/ or through... Read More

Please guide about mutual funds investments

I am interested in mutual fund. But I have no idea invest in mutual fund, SIP. Please guide me?

Jul 17, 2017 by Ajay Singh, Jaipur | Mutual Fund

Glad to note that you are interested to know about mutual funds and want to invest in it. We request you to contact a mutual fund advisor in your city Jaipur. Help from a mutual fund advisor is must as you are new... Read More

How to transfer from liquid funds to ELSS

How to transfer funds from liquid funds to ELSS funds as advised by you. How much returns do these liquid funds generate?

Jul 17, 2017 by Parampal Singh Dang, Mohali | Mutual Fund

Transferring from liquid funds to any other fund is very easy. All you have to do is invest the lump sum amount in a liquid fund and submit a switch form along with your investments. In the switch form you have to... Read More

Can you suggest few ideal mutual funds for SWP

I'm a retired senior citizen want to make investment in mutual funds. Please suggest me a few ideal MF for SWP. Investment amount is 5 lac's for longer periods with moderate, high risk. Thank you in anticipation?

Jul 17, 2017 by Z Anil, Satara | Mutual Fund

As you are retired senior citizen but have high risk profile, you can invest in balanced funds. You may invest the amount of Rs 500,000 in 2 two balanced funds and start withdrawing a fixed amount on a fixed... Read More